Churchville, PA18966

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$541,000
5.2% YoY Growth
Median Household Income
$120,000
25.2% 5-Year Growth
Days on Market
40
34.0% Longer than last year
Home Price Forecast
1.3%
Median Rent
$2,500
9.7% YoY Growth
1-Bed Rent
$1,700
1.7% YoY Growth
2-Bed Rent
$2,280
3.7% YoY Growth
3-Bed Rent
$3,100
4.2% YoY Growth

Property Listings — Churchville, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Churchville, PA is 40. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$600,000-2.0%
Listing Count
8219.0%
Listings as % of Homes0.4%19.0%
Days on Market
4034.0%
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Demographics — Churchville, PA

As of the latest ACS Survey released in 2023, Churchville, PA has a population of 36,000, which has decreased by -4.4% over the past 5 years. Churchville, PA is a moderately popular place for families, as children make up 19.7% of the population. The area has a highly educated workforce, with 48.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,000-4.4%
% Under 18
19.7%2.1%
% Seniors
24.5%7.5%
% WFH
17.2%218.5%
% w/ College Degree
48.2%6.4%
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As of the latest ACS Survey released in 2023, Churchville, PA is a predominantly white area, with 90.0% of the population identifying as white. The white population has shrunk by 5.1% in the last 5 years. The second most common race or ethnicity in Churchville, PA is hispanic, making up 3.1% of the population. Foreign-born residents account for 11.0% of the population in Churchville, PA, and this percentage has increased by 8.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.0%-5.1%
% Black
0.9%0.0%
% Hispanic
3.1%106.7%
% Asian
2.9%31.8%
% Foreign Born
11.0%8.9%
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Mortgage and Risk — Churchville, PA

According to HUD data as of 2023, there were 931 mortgage originations in Churchville, PA, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Churchville, PA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
931
% Conventional Loans
95.0%
% Government Loans
5.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Churchville, PA

As of 2024, the percent of homes in Churchville, PA under the Section 8 program is 1.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Churchville, PA, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
31
Total Units Section 8
28
% Rentals under Section 8
1.6%
% Occupied Section 8
65.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$60$1,700$1,760
2 Bedroom-$180$2,280$2,100
3 Bedroom-$570$3,100$2,530
4 Bedroom-$1,120$4,000$2,880

Affordability — Churchville, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$541,000
Median Household Income$120,000

Churchville, PA — ZIP Code Boundary Map

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Frequently Asked Questions