Bala-Cynwyd, PA—19004
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bala-Cynwyd, PA
As of Oct '25, the median home price in Bala-Cynwyd, PA is $654,000, with a year-over-year change of 5.5%. This indicates that home prices in Bala-Cynwyd, PA are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $654,000 | 5.5% |
| Single Family | $751,000 | 5.6% |
| Condos | $345,000 | 1.5% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $197,000 | -1.0% |
2 Bed | $374,000 | 1.4% |
3 Bed | $576,000 | 4.5% |
4 Bed | $861,000 | 5.6% |
| 5 Bed | $1,010,000 | 5.2% |
% of Housing Stock
Rental Trends — Bala-Cynwyd, PA
As of July '25, Rentcast reports the average rent in Bala-Cynwyd, PA is $2,450, with a year-over-year rent change of -3.5%. Per bedroom, the median rent as of July '25 in Bala-Cynwyd, PA is studios: $1,730, 1-bedrooms: $2,130, 2-bedrooms: $2,800, 3-bedrooms: $2,850, 4-bedrooms: $4,830. The most common rental property sizes in Bala-Cynwyd, PA are 1-bedroom and 2-bedroom, accounting for 35.5% and 33.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,450 |
| Studio Rent | $1,780 | $1,730 |
| 1 Bed Rent | $2,210 | $2,130 |
| 2 Bed Rent | $2,900 | $2,800 |
| 3 Bed Rent | $2,700 | $2,850 |
| 4 Bed Rent | $5,500 | $4,830 |
% of Rental Stock
Property Listings — Bala-Cynwyd, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Bala-Cynwyd, PA is 50. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $473,000 | -9.0% |
Listing Count | 44 | 48.0% |
| Listings as % of Homes | 0.6% | 48.0% |
Days on Market | 50 | 23.0% |
Demographics — Bala-Cynwyd, PA
As of the latest ACS Survey released in 2023, Bala-Cynwyd, PA has a population of 10,400, which has increased by 7.4% over the past 5 years. Bala-Cynwyd, PA is a popular place for families, as children make up 28.0% of the population. The area has a highly educated workforce, with 72.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,400 | 7.4% |
% Under 18 | 28.0% | 16.2% |
% Seniors | 23.2% | -0.4% |
% WFH | 28.2% | 97.2% |
% w/ College Degree | 72.5% | -2.8% |
As of the latest ACS Survey released in 2023, Bala-Cynwyd, PA is a predominantly white area, with 76.5% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Bala-Cynwyd, PA is black, making up 11.1% of the population. Foreign-born residents account for 12.5% of the population in Bala-Cynwyd, PA, and this percentage has decreased by 16.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.5% | -5.8% |
% Black | 11.1% | 170.7% |
% Hispanic | 1.5% | -48.3% |
% Asian | 6.1% | -32.2% |
% Foreign Born | 12.5% | -16.7% |
Mortgage and Risk — Bala-Cynwyd, PA
According to HUD data as of 2023, there were 177 mortgage originations in Bala-Cynwyd, PA, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 8.0% above 90% LTV (normal). This implies small mortgage risk in Bala-Cynwyd, PA. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 177 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Bala-Cynwyd, PA
As of 2024, the percent of homes in Bala-Cynwyd, PA under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Bala-Cynwyd, PA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$300 | $2,210 | $1,910 |
| 2 Bedroom | -$630 | $2,900 | $2,270 |
| 3 Bedroom | $30 | $2,700 | $2,730 |
| 4 Bedroom | -$2,390 | $5,500 | $3,110 |
Affordability — Bala-Cynwyd, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $654,000 |
| Median Household Income | $144,000 |