Holmes, PA—19043
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Holmes, PA
As of Oct '25, the median home price in Holmes, PA is $313,000, with a year-over-year change of -0.1%. This indicates that home prices in Holmes, PA are flat. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $313,000 | -0.1% |
| Single Family | $313,000 | -0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $263,000 | 1.5% |
3 Bed | $309,000 | 0.0% |
4 Bed | $365,000 | -1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Holmes, PA
As of July '25, Rentcast reports the average rent in Holmes, PA is $1,820, with a year-over-year rent change of 27.3%. Per bedroom, the median rent as of July '25 in Holmes, PA is 2-bedrooms: $1,550, 3-bedrooms: $1,700, 4-bedrooms: $3,000. The most common rental property sizes in Holmes, PA are 1-bedroom and 2-bedroom, accounting for 60.8% and 38.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,700 | $1,820 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,480 | $1,550 |
| 3 Bed Rent | $1,700 | $1,700 |
| 4 Bed Rent | $3,000 | $3,000 |
% of Rental Stock
Property Listings — Holmes, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Holmes, PA is 43. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $315,000 | 12.0% |
Listing Count | 12 | 262.0% |
| Listings as % of Homes | 0.5% | 262.0% |
Days on Market | 43 | 15.0% |
Demographics — Holmes, PA
As of the latest ACS Survey released in 2023, Holmes, PA has a population of 3,550, which has increased by 52.3% over the past 5 years. Holmes, PA is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 23.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,550 | 52.3% |
% Under 18 | 20.6% | -3.7% |
% Seniors | 11.7% | -37.8% |
% WFH | 2.9% | ∞% |
% w/ College Degree | 23.8% | -10.2% |
As of the latest ACS Survey released in 2023, Holmes, PA is a predominantly white area, with 95.1% of the population identifying as white. The white population has grown by 0.6% in the last 5 years. The second most common race or ethnicity in Holmes, PA is black, making up 4.4% of the population. Foreign-born residents account for 10.0% of the population in Holmes, PA, and this percentage has increased by 354.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.1% | 0.6% |
% Black | 4.4% | 175.0% |
% Hispanic | 0.4% | 33.3% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 10.0% | 354.5% |
Mortgage and Risk — Holmes, PA
According to HUD data as of 2023, there were 160 mortgage originations in Holmes, PA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Holmes, PA. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 160 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Holmes, PA
Holmes, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 4.6% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,200 |
| 2 Bedroom | -$50 | $1,480 | $1,430 |
| 3 Bedroom | $20 | $1,700 | $1,720 |
| 4 Bedroom | -$1,040 | $3,000 | $1,960 |
Affordability — Holmes, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $313,000 |
| Median Household Income | $113,000 |