West Chester, PA—19380
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in West Chester, PA
Home Price Trends — West Chester, PA
As of Oct '25, the median home price in West Chester, PA is $629,000, with a year-over-year change of 3.8%. This indicates that home prices in West Chester, PA are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $629,000 | 3.8% |
| Single Family | $640,000 | 3.9% |
| Condos | $406,000 | 3.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $344,000 | 6.5% |
2 Bed | $437,000 | 3.3% |
3 Bed | $529,000 | 3.1% |
4 Bed | $747,000 | 4.5% |
| 5 Bed | $950,000 | 4.1% |
% of Housing Stock
Rental Trends — West Chester, PA
As of July '25, Rentcast reports the average rent in West Chester, PA is $2,290, with a year-over-year rent change of 9.0%. Per bedroom, the median rent as of July '25 in West Chester, PA is studios: $1,300, 1-bedrooms: $1,800, 2-bedrooms: $2,230, 3-bedrooms: $2,960, 4-bedrooms: $3,050. The most common rental property sizes in West Chester, PA are 1-bedroom and 2-bedroom, accounting for 44.1% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,290 |
| Studio Rent | $1,300 | $1,300 |
| 1 Bed Rent | $1,820 | $1,800 |
| 2 Bed Rent | $2,250 | $2,230 |
| 3 Bed Rent | $2,850 | $2,960 |
| 4 Bed Rent | $3,000 | $3,050 |
% of Rental Stock
Property Listings — West Chester, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in West Chester, PA is 28. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $762,000 | 4.0% |
Listing Count | 125 | 17.0% |
| Listings as % of Homes | 0.3% | 17.0% |
Days on Market | 28 | -16.0% |
Demographics — West Chester, PA
As of the latest ACS Survey released in 2023, West Chester, PA has a population of 50,100, which has decreased by -2.0% over the past 5 years. West Chester, PA is a moderately popular place for families, as children make up 20.0% of the population. The area has a highly educated workforce, with 64.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 50,100 | -2.0% |
% Under 18 | 20.0% | 3.1% |
% Seniors | 23.2% | 24.7% |
% WFH | 22.8% | 280.0% |
% w/ College Degree | 64.4% | 9.5% |
As of the latest ACS Survey released in 2023, West Chester, PA is a predominantly white area, with 83.3% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in West Chester, PA is hispanic, making up 5.7% of the population. Foreign-born residents account for 6.9% of the population in West Chester, PA, and this percentage has decreased by 25.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.3% | -0.7% |
% Black | 2.7% | -32.5% |
% Hispanic | 5.7% | 26.7% |
% Asian | 4.1% | -28.1% |
% Foreign Born | 6.9% | -25.8% |
Mortgage and Risk — West Chester, PA
According to HUD data as of 2023, there were 1228 mortgage originations in West Chester, PA, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 49.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in West Chester, PA. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 1,228 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — West Chester, PA
As of 2024, the percent of homes in West Chester, PA under the Section 8 program is 2.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in West Chester, PA, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 191 |
Total Units Section 8 | 128 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | 76.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $1,820 | $1,970 |
| 2 Bedroom | $100 | $2,250 | $2,350 |
| 3 Bedroom | -$20 | $2,850 | $2,830 |
| 4 Bedroom | $220 | $3,000 | $3,220 |
Affordability — West Chester, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $629,000 |
| Median Household Income | $123,000 |