Kutztown, PA—19530
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Kutztown, PA
Home Price Trends — Kutztown, PA
As of Oct '25, the median home price in Kutztown, PA is $347,000, with a year-over-year change of 4.5%. This indicates that home prices in Kutztown, PA are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $347,000 | 4.5% |
| Single Family | $348,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $253,000 | 3.3% |
3 Bed | $327,000 | 4.5% |
4 Bed | $464,000 | 5.5% |
| 5 Bed | $500,000 | 5.5% |
% of Housing Stock
Rental Trends — Kutztown, PA
As of July '25, Rentcast reports the average rent in Kutztown, PA is $1,440, with a year-over-year rent change of 6.7%. Per bedroom, the median rent as of July '25 in Kutztown, PA is studios: $1,250, 1-bedrooms: $1,300, 2-bedrooms: $1,750, 3-bedrooms: $1,600, 4-bedrooms: $1,590. The most common rental property sizes in Kutztown, PA are 2-bedroom and 1-bedroom, accounting for 30.9% and 30.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,380 | $1,440 |
| Studio Rent | $1,250 | $1,250 |
| 1 Bed Rent | $1,180 | $1,300 |
| 2 Bed Rent | $1,750 | $1,750 |
| 3 Bed Rent | $1,430 | $1,600 |
| 4 Bed Rent | $1,590 | $1,590 |
% of Rental Stock
Property Listings — Kutztown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Kutztown, PA is 46. This is a increase of 58.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $685,000 | 23.0% |
Listing Count | 24 | -6.0% |
| Listings as % of Homes | 0.2% | -6.0% |
Days on Market | 46 | 58.0% |
Demographics — Kutztown, PA
As of the latest ACS Survey released in 2023, Kutztown, PA has a population of 14,900, which has decreased by -7.8% over the past 5 years. Kutztown, PA is a less popular place for families, as children make up 11.0% of the population. The area has a moderately educated workforce, with 33.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,900 | -7.8% |
% Under 18 | 11.0% | -18.5% |
% Seniors | 15.1% | 20.8% |
% WFH | 11.5% | 82.5% |
% w/ College Degree | 33.6% | 17.9% |
As of the latest ACS Survey released in 2023, Kutztown, PA is a predominantly white area, with 83.9% of the population identifying as white. The white population has shrunk by 7.0% in the last 5 years. The second most common race or ethnicity in Kutztown, PA is hispanic, making up 7.4% of the population. Foreign-born residents account for 3.6% of the population in Kutztown, PA, and this percentage has increased by 56.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.9% | -7.0% |
% Black | 5.5% | 31.0% |
% Hispanic | 7.4% | 117.6% |
% Asian | 0.8% | -11.1% |
% Foreign Born | 3.6% | 56.5% |
Mortgage and Risk — Kutztown, PA
According to HUD data as of 2023, there were 194 mortgage originations in Kutztown, PA, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Kutztown, PA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 194 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Kutztown, PA
As of 2024, the percent of homes in Kutztown, PA under the Section 8 program is 0.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Kutztown, PA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 77 |
Total Units Section 8 | 27 |
% Rentals under Section 8 | 0.4% |
% Occupied Section 8 | 71.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$120 | $1,180 | $1,060 |
| 2 Bedroom | -$410 | $1,750 | $1,340 |
| 3 Bedroom | $240 | $1,430 | $1,670 |
| 4 Bedroom | $190 | $1,590 | $1,780 |
Affordability — Kutztown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $347,000 |
| Median Household Income | $74,100 |