Millsboro, DE19966

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$399,000
0.2% YoY Growth
Median Household Income
$75,400
32.2% 5-Year Growth
Days on Market
78
10.0% Longer than last year
Home Price Forecast
0.7%
Median Rent
$2,200
4.1% YoY Growth
1-Bed Rent
$1,600
20.5% YoY Growth
2-Bed Rent
$1,850
0.5% YoY Growth
3-Bed Rent
$2,150
2.3% YoY Growth

Property Listings — Millsboro, DE

As of Oct '25, Realtor.com reports that the median days on market for a home in Millsboro, DE is 78. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$439,000-12.0%
Listing Count
39923.0%
Listings as % of Homes1.3%23.0%
Days on Market
7810.0%
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Demographics — Millsboro, DE

As of the latest ACS Survey released in 2023, Millsboro, DE has a population of 34,900, which has increased by 25.4% over the past 5 years. Millsboro, DE is a moderately popular place for families, as children make up 17.6% of the population. The area has a moderately educated workforce, with 27.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
34,90025.4%
% Under 18
17.6%-1.1%
% Seniors
31.6%4.6%
% WFH
11.3%117.3%
% w/ College Degree
27.6%41.5%
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As of the latest ACS Survey released in 2023, Millsboro, DE is a predominantly white area, with 73.7% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Millsboro, DE is hispanic, making up 11.1% of the population. Foreign-born residents account for 8.1% of the population in Millsboro, DE, and this percentage has increased by 39.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
73.7%-3.7%
% Black
8.1%-31.4%
% Hispanic
11.1%38.7%
% Asian
1.3%18.2%
% Foreign Born
8.1%39.7%
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Mortgage and Risk — Millsboro, DE

According to HUD data as of 2023, there were 1080 mortgage originations in Millsboro, DE, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Millsboro, DE. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
1,080
% Conventional Loans
84.0%
% Government Loans
16.0%
% Investor Loans
1.0%
% Second Loans
13.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Millsboro, DE

As of 2024, the percent of homes in Millsboro, DE under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Millsboro, DE, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
142
Total Units Section 8
142
% Rentals under Section 8
5.2%
% Occupied Section 8
75.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$460$1,600$1,140
2 Bedroom-$360$1,850$1,490
3 Bedroom-$270$2,150$1,880
4 Bedroom-$560$2,900$2,340

Affordability — Millsboro, DE

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.4
Median Home Price$399,000
Median Household Income$75,400

Millsboro, DE — ZIP Code Boundary Map

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Frequently Asked Questions