Seaford, DE19973

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$301,000
0.9% YoY Growth
Median Household Income
$62,700
18.7% 5-Year Growth
Days on Market
64
1.0% Longer than last year
Home Price Forecast
0.8%
Median Rent
$1,500
2.4% YoY Growth
1-Bed Rent
$1,640
64.0% YoY Growth
2-Bed Rent
$1,350
9.5% YoY Growth
3-Bed Rent
$1,500
17.5% YoY Growth

Property Listings — Seaford, DE

As of Oct '25, Realtor.com reports that the median days on market for a home in Seaford, DE is 64. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 34.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$368,0004.0%
Listing Count
11811.0%
Listings as % of Homes0.7%11.0%
Days on Market
641.0%
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Demographics — Seaford, DE

As of the latest ACS Survey released in 2023, Seaford, DE has a population of 25,800, which has increased by 2.6% over the past 5 years. Seaford, DE is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 17.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,8002.6%
% Under 18
22.5%1.8%
% Seniors
20.4%1.0%
% WFH
7.7%133.3%
% w/ College Degree
17.9%-0.6%
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As of the latest ACS Survey released in 2023, Seaford, DE is a predominantly white area, with 58.1% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Seaford, DE is black, making up 20.9% of the population. Foreign-born residents account for 9.2% of the population in Seaford, DE, and this percentage has decreased by 2.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
58.1%-5.4%
% Black
20.9%-12.2%
% Hispanic
10.6%2.9%
% Asian
0.9%-18.2%
% Foreign Born
9.2%-2.1%
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Mortgage and Risk — Seaford, DE

According to HUD data as of 2023, there were 437 mortgage originations in Seaford, DE, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Seaford, DE. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
437
% Conventional Loans
59.0%
% Government Loans
41.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Seaford, DE

As of 2024, the percent of homes in Seaford, DE under the Section 8 program is 9.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Seaford, DE, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
292
Total Units Section 8
246
% Rentals under Section 8
9.2%
% Occupied Section 8
80.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$710$1,640$930
2 Bedroom-$130$1,350$1,220
3 Bedroom$40$1,500$1,540
4 Bedroom-$480$2,400$1,920

Affordability — Seaford, DE

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.5
Median Home Price$301,000
Median Household Income$62,700

Seaford, DE — ZIP Code Boundary Map

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Frequently Asked Questions