Middleburg, VA—20117
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middleburg, VA
As of Oct '25, the median home price in Middleburg, VA is $1,142,000, with a year-over-year change of 5.0%. This indicates that home prices in Middleburg, VA are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,142,000 | 5.0% |
| Single Family | $1,163,000 | 4.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $632,000 | 5.5% |
3 Bed | $947,000 | 4.9% |
4 Bed | $1,519,000 | 5.0% |
| 5 Bed | $2,289,000 | 3.1% |
% of Housing Stock
Rental Trends — Middleburg, VA
As of July '25, Rentcast reports the average rent in Middleburg, VA is $3,080, with a year-over-year rent change of 17.1%. Per bedroom, the median rent as of July '25 in Middleburg, VA is 1-bedrooms: $1,980, 2-bedrooms: $1,800, 3-bedrooms: $4,290. The most common rental property sizes in Middleburg, VA are 2-bedroom and 3-bedroom, accounting for 34.3% and 28.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $3,080 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,800 | $1,980 |
| 2 Bed Rent | $1,550 | $1,800 |
| 3 Bed Rent | $4,500 | $4,290 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Middleburg, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Middleburg, VA is 123. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,540,000 | 23.0% |
Listing Count | 31 | -30.0% |
| Listings as % of Homes | 1.1% | -30.0% |
Days on Market | 123 | -11.0% |
Demographics — Middleburg, VA
As of the latest ACS Survey released in 2023, Middleburg, VA has a population of 3,250, which has increased by 36.1% over the past 5 years. Middleburg, VA is a moderately popular place for families, as children make up 21.5% of the population. The area has a highly educated workforce, with 57.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,250 | 36.1% |
% Under 18 | 21.5% | 25.0% |
% Seniors | 26.7% | 9.9% |
% WFH | 29.2% | 54.5% |
% w/ College Degree | 57.4% | 12.1% |
As of the latest ACS Survey released in 2023, Middleburg, VA is a predominantly white area, with 83.7% of the population identifying as white. The white population has grown by 6.9% in the last 5 years. The second most common race or ethnicity in Middleburg, VA is hispanic, making up 8.7% of the population. Foreign-born residents account for 6.1% of the population in Middleburg, VA, and this percentage has increased by 69.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.7% | 6.9% |
% Black | 6.6% | -52.9% |
% Hispanic | 8.7% | 52.6% |
% Asian | 0.1% | -90.0% |
% Foreign Born | 6.1% | 69.4% |
Mortgage and Risk — Middleburg, VA
According to HUD data as of 2023, there were 54 mortgage originations in Middleburg, VA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Middleburg, VA. Investor activity is low, as 11.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 54 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 11.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Middleburg, VA
Middleburg, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$430 | $1,800 | $1,370 |
| 2 Bedroom | -$10 | $1,550 | $1,540 |
| 3 Bedroom | -$2,570 | $4,500 | $1,930 |
| 4 Bedroom | N/A | N/A | $2,270 |
Affordability — Middleburg, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.7 |
| Median Home Price | $1,142,000 |
| Median Household Income | $148,000 |