Waterford, VA—20129
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Waterford, VA
Home Price Trends — Waterford, VA
As of Oct '25, the median home price in Waterford, VA is $1,231,000, with a year-over-year change of 4.7%. This indicates that home prices in Waterford, VA are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,231,000 | 4.7% |
| Single Family | $1,231,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waterford, VA
Waterford, VA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waterford, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Waterford, VA is 46. This is a increase of 68.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,940,000 | 21.0% |
Listing Count | 4 | 22.0% |
| Listings as % of Homes | 0.5% | 22.0% |
Days on Market | 46 | 68.0% |
Demographics — Waterford, VA
As of the latest ACS Survey released in 2023, Waterford, VA has a population of 469, which has decreased by -24.1% over the past 5 years. Waterford, VA is a less popular place for families, as children make up 0.0% of the population. The area has a highly educated workforce, with 93.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 44.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 469 | -24.1% |
% Under 18 | 0.0% | -100.0% |
% Seniors | 20.7% | 340.4% |
% WFH | 44.5% | 155.7% |
% w/ College Degree | 93.9% | 31.7% |
As of the latest ACS Survey released in 2023, Waterford, VA is a predominantly white area, with 95.9% of the population identifying as white. The white population has grown by 56.7% in the last 5 years. The second most common race or ethnicity in Waterford, VA is black, making up 0.0% of the population. Foreign-born residents account for 10.4% of the population in Waterford, VA, and this percentage has increased by 112.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | 56.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 10.4% | 112.2% |
Mortgage and Risk — Waterford, VA
Waterford, VA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Waterford, VA
Waterford, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,270 |
| 2 Bedroom | N/A | N/A | $2,560 |
| 3 Bedroom | N/A | N/A | $3,200 |
| 4 Bedroom | N/A | N/A | $3,780 |
Affordability — Waterford, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $1,231,000 |
| Median Household Income | $250,000 |