Lovettsville, VA—20180
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lovettsville, VA
As of Oct '25, the median home price in Lovettsville, VA is $766,000, with a year-over-year change of 2.8%. This indicates that home prices in Lovettsville, VA are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $766,000 | 2.8% |
| Single Family | $767,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $517,000 | 3.0% |
3 Bed | $661,000 | 2.8% |
4 Bed | $819,000 | 2.9% |
| 5 Bed | $982,000 | 3.4% |
% of Housing Stock
Rental Trends — Lovettsville, VA
As of July '25, Rentcast reports the average rent in Lovettsville, VA is $3,760, with a year-over-year rent change of 59.3%. Per bedroom, the median rent as of July '25 in Lovettsville, VA is 4-bedrooms: $3,680. The most common rental property sizes in Lovettsville, VA are 3-bedroom and 2-bedroom, accounting for 59.3% and 23.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,750 | $3,760 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,750 | $3,680 |
% of Rental Stock
Property Listings — Lovettsville, VA
As of Oct '25, Realtor.com reports that the median days on market for a home in Lovettsville, VA is 30. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $868,000 | -12.0% |
Listing Count | 26 | 23.0% |
| Listings as % of Homes | 0.7% | 23.0% |
Days on Market | 30 | 9.0% |
Demographics — Lovettsville, VA
As of the latest ACS Survey released in 2023, Lovettsville, VA has a population of 7,790, which has increased by 4.3% over the past 5 years. Lovettsville, VA is a popular place for families, as children make up 25.3% of the population. The area has a highly educated workforce, with 57.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,790 | 4.3% |
% Under 18 | 25.3% | -4.5% |
% Seniors | 15.0% | 36.4% |
% WFH | 27.7% | 168.9% |
% w/ College Degree | 57.9% | 17.2% |
As of the latest ACS Survey released in 2023, Lovettsville, VA is a predominantly white area, with 79.6% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Lovettsville, VA is hispanic, making up 8.0% of the population. Foreign-born residents account for 7.0% of the population in Lovettsville, VA, and this percentage has increased by 4.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.6% | -7.7% |
% Black | 4.1% | 95.2% |
% Hispanic | 8.0% | -1.2% |
% Asian | 5.1% | 131.8% |
% Foreign Born | 7.0% | 4.5% |
Mortgage and Risk — Lovettsville, VA
According to HUD data as of 2023, there were 226 mortgage originations in Lovettsville, VA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Lovettsville, VA. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 226 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Lovettsville, VA
Lovettsville, VA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,110 |
| 2 Bedroom | N/A | N/A | $2,380 |
| 3 Bedroom | N/A | N/A | $2,980 |
| 4 Bedroom | -$240 | $3,750 | $3,510 |
Affordability — Lovettsville, VA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $766,000 |
| Median Household Income | $163,000 |