California, MD20619

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$388,000
3.3% YoY Growth
Median Household Income
$115,000
23.5% 5-Year Growth
Days on Market
32
12.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$2,500
5.3% YoY Growth
1-Bed Rent
$1,320
3.5% YoY Growth
2-Bed Rent
$2,000
5.3% YoY Growth
3-Bed Rent
$2,600
9.7% YoY Growth

Property Listings — California, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in California, MD is 32. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$450,0006.0%
Listing Count
595.0%
Listings as % of Homes0.7%5.0%
Days on Market
3212.0%
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Demographics — California, MD

As of the latest ACS Survey released in 2023, California, MD has a population of 14,700, which has increased by 8.9% over the past 5 years. California, MD is a popular place for families, as children make up 25.3% of the population. The area has a highly educated workforce, with 47.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
14,7008.9%
% Under 18
25.3%-17.9%
% Seniors
12.5%95.3%
% WFH
15.3%1,076.9%
% w/ College Degree
47.8%3.7%
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As of the latest ACS Survey released in 2023, California, MD is a predominantly white area, with 68.1% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in California, MD is black, making up 13.2% of the population. Foreign-born residents account for 6.9% of the population in California, MD, and this percentage has increased by 53.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.1%-5.7%
% Black
13.2%59.0%
% Hispanic
9.9%-16.8%
% Asian
4.7%123.8%
% Foreign Born
6.9%53.3%
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Mortgage and Risk — California, MD

According to HUD data as of 2023, there were 332 mortgage originations in California, MD, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 45.0% above 90% LTV (very high). This implies large mortgage risk in California, MD. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
332
% Conventional Loans
61.0%
% Government Loans
39.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — California, MD

As of 2024, the percent of homes in California, MD under the Section 8 program is 4.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in California, MD, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
98
Total Units Section 8
98
% Rentals under Section 8
4.6%
% Occupied Section 8
71.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$470$1,320$1,790
2 Bedroom$20$2,000$2,020
3 Bedroom-$80$2,600$2,520
4 Bedroom$410$2,700$3,110

Affordability — California, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.1
Median Home Price$388,000
Median Household Income$115,000

California, MD — ZIP Code Boundary Map

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Frequently Asked Questions