Indian Head, MD—20640
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Indian Head, MD
As of Oct '25, the median home price in Indian Head, MD is $347,000, with a year-over-year change of 1.8%. This indicates that home prices in Indian Head, MD are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $347,000 | 1.8% |
| Single Family | $354,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $145,000 | -2.0% |
3 Bed | $342,000 | 2.1% |
4 Bed | $461,000 | 0.7% |
| 5 Bed | $581,000 | -0.2% |
% of Housing Stock
Rental Trends — Indian Head, MD
As of July '25, Rentcast reports the average rent in Indian Head, MD is $2,430, with a year-over-year rent change of 17.4%. Per bedroom, the median rent as of July '25 in Indian Head, MD is 1-bedrooms: $1,400, 2-bedrooms: $1,800, 3-bedrooms: $2,560. The most common rental property sizes in Indian Head, MD are 3-bedroom and 2-bedroom, accounting for 55.3% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $2,430 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,400 | $1,400 |
| 2 Bed Rent | $1,700 | $1,800 |
| 3 Bed Rent | $2,750 | $2,560 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Indian Head, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Indian Head, MD is 40. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | -8.0% |
Listing Count | 53 | -4.0% |
| Listings as % of Homes | 1.4% | -4.0% |
Days on Market | 40 | 7.0% |
Demographics — Indian Head, MD
As of the latest ACS Survey released in 2023, Indian Head, MD has a population of 10,300, which has increased by 2.4% over the past 5 years. Indian Head, MD is a moderately popular place for families, as children make up 21.3% of the population. The area has a moderately educated workforce, with 25.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,300 | 2.4% |
% Under 18 | 21.3% | -15.1% |
% Seniors | 13.7% | 22.3% |
% WFH | 12.9% | 239.5% |
% w/ College Degree | 25.2% | 0.4% |
As of the latest ACS Survey released in 2023, Indian Head, MD is a predominantly black area, with 51.8% of the population identifying as black. The black population has grown by 19.1% in the last 5 years. The second most common race or ethnicity in Indian Head, MD is white, making up 35.0% of the population. Foreign-born residents account for 5.0% of the population in Indian Head, MD, and this percentage has increased by 4.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 35.0% | -16.3% |
% Black | 51.8% | 19.1% |
% Hispanic | 6.5% | 6.6% |
% Asian | 2.5% | -28.6% |
% Foreign Born | 5.0% | 4.2% |
Mortgage and Risk — Indian Head, MD
According to HUD data as of 2023, there were 194 mortgage originations in Indian Head, MD, of which 40.0% of loans were conventional mortgages. The average loan-to-value was 85.0%, with 65.0% above 90% LTV (very high). This implies large mortgage risk in Indian Head, MD. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 194 |
% Conventional Loans | 40.0% |
% Government Loans | 60.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Indian Head, MD
Indian Head, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 137 |
Total Units Section 8 | 137 |
% Rentals under Section 8 | 17.7% |
% Occupied Section 8 | 85.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $460 | $1,400 | $1,860 |
| 2 Bedroom | $390 | $1,700 | $2,090 |
| 3 Bedroom | -$140 | $2,750 | $2,610 |
| 4 Bedroom | N/A | N/A | $3,080 |
Affordability — Indian Head, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $347,000 |
| Median Household Income | $95,600 |