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Lusby, MD—20657

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$368,000
2.9% YoY Growth
Household Income
$118,000
26.6% YoY Growth
Days on Market
48
20.0% Shorter YoY
Home Price Forecast
0.1%
Median Rent
$2,350
1.3% YoY Growth
1-Bed Rent
$1,500
23.5% YoY Growth
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,250
3.6% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Lusby, MD

As of Dec '25, the median home price in Lusby, MD is $368,000, with a year-over-year change of 2.9%. This indicates that home prices in Lusby, MD are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$368,0002.9%
Single Family $368,0002.2%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$298,0002.8%
    3 Bed
    		$356,0002.6%
    4 Bed
    		$405,0002.3%
    5 Bed $447,3021.4%
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    % of Housing Stock

    1 Bedroom
    0.9%
    2 Bedrooms
    10.4%
    3 Bedrooms
    50.9%
    4 Bedrooms
    30.2%
    5+ Bedrooms
    7.5%

    Rental Trends — Lusby, MD

    As of July '25, Rentcast reports the average rent in Lusby, MD is $2,400, with a year-over-year rent change of 1.3%. Per bedroom, the median rent as of July '25 in Lusby, MD is 1-bedrooms: $1,680, 3-bedrooms: $2,310, 4-bedrooms: $2,600. The most common rental property sizes in Lusby, MD are 3-bedroom and 2-bedroom, accounting for 50.9% and 19.9% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,350$2,400
    Studio Rent N/AN/A
    1 Bed Rent $1,500$1,680
    2 Bed Rent N/AN/A
    3 Bed Rent $2,250$2,310
    4 Bed Rent $2,450$2,600
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    % of Rental Stock

    1 Bedroom
    5.0%
    2 Bedrooms
    19.9%
    3 Bedrooms
    50.9%
    4 Bedrooms
    14.9%
    5+ Bedrooms
    9.4%

    Property Listings — Lusby, MD

    As of Dec '25, Realtor.com reports that the median days on market for a home in Lusby, MD is 36. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$390,0003.0%
    Listing Count
    		10011.0%
    Listings as % of Homes0.9%11.0%
    Days on Market
    		48-20.0%
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    Demographics — Lusby, MD

    As of the latest ACS Survey released in 2023, Lusby, MD has a population of 20,500, which has increased by 8.2% over the past 5 years. Lusby, MD is a moderately popular place for families, as children make up 23.4% of the population. The area has a moderately educated workforce, with 29.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.4% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		20,5008.2%
    % Under 18
    		23.4%-4.9%
    % Seniors
    		12.5%15.7%
    % WFH
    		16.4%465.5%
    % w/ College Degree
    		29.4%3.2%
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    As of the latest ACS Survey released in 2023, Lusby, MD is a predominantly white area, with 70.9% of the population identifying as white. The white population has shrunk by 10.8% in the last 5 years. The second most common race or ethnicity in Lusby, MD is black, making up 15.5% of the population. Foreign-born residents account for 4.1% of the population in Lusby, MD, and this percentage has increased by 57.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		70.9%-10.8%
    % Black
    		15.5%17.4%
    % Hispanic
    		6.0%114.3%
    % Asian
    		1.8%125.0%
    % Foreign Born
    		4.1%57.7%
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    Mortgage and Risk — Lusby, MD

    According to HUD data as of 2023, there were 469 mortgage originations in Lusby, MD, of which 52.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Lusby, MD. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		469
    % Conventional Loans
    		52.0%
    % Government Loans
    		48.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		3.0%
    % Cash Out Refinance
    		15.0%
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    Rentals and Section 8 — Lusby, MD

    Lusby, MD lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		149
    Total Units Section 8
    		149
    % Rentals under Section 8
    		16.9%
    % Occupied Section 8
    		89.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom$200$1,500$1,700
    2 BedroomN/AN/A$1,910
    3 Bedroom$140$2,250$2,390
    4 Bedroom$370$2,450$2,820

    Affordability — Lusby, MD

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.8
    Median Home Price$368,000
    Median Household Income$118,000

    Lusby, MD — ZIP Code Boundary Map

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    Frequently Asked Questions