Beltsville, MD—20705
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Beltsville, MD
As of Oct '25, the median home price in Beltsville, MD is $459,000, with a year-over-year change of 1.1%. This indicates that home prices in Beltsville, MD are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $459,000 | 1.1% |
| Single Family | $484,000 | 0.4% |
| Condos | $189,000 | 4.4% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $155,000 | 0.6% |
2 Bed | $198,000 | 1.0% |
3 Bed | $440,000 | 1.1% |
4 Bed | $533,000 | 0.0% |
| 5 Bed | $583,000 | 0.0% |
% of Housing Stock
Rental Trends — Beltsville, MD
As of July '25, Rentcast reports the average rent in Beltsville, MD is $2,230, with a year-over-year rent change of 9.3%. Per bedroom, the median rent as of July '25 in Beltsville, MD is studios: $1,500, 1-bedrooms: $1,540, 2-bedrooms: $1,900, 3-bedrooms: $2,780, 4-bedrooms: $3,120. The most common rental property sizes in Beltsville, MD are 2-bedroom and 1-bedroom, accounting for 37.1% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,880 | $2,230 |
| Studio Rent | $1,190 | $1,500 |
| 1 Bed Rent | $1,500 | $1,540 |
| 2 Bed Rent | $1,880 | $1,900 |
| 3 Bed Rent | $2,990 | $2,780 |
| 4 Bed Rent | $3,000 | $3,120 |
% of Rental Stock
Property Listings — Beltsville, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Beltsville, MD is 50. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $425,000 | 3.0% |
Listing Count | 68 | 29.0% |
| Listings as % of Homes | 0.4% | 29.0% |
Days on Market | 50 | 30.0% |
Demographics — Beltsville, MD
As of the latest ACS Survey released in 2023, Beltsville, MD has a population of 28,100, which has remained stable by 0.9% over the past 5 years. Beltsville, MD is a popular place for families, as children make up 25.5% of the population. The area has a moderately educated workforce, with 32.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 28,100 | 0.9% |
% Under 18 | 25.5% | 4.5% |
% Seniors | 12.9% | 4.9% |
% WFH | 12.4% | 588.9% |
% w/ College Degree | 32.8% | -17.6% |
As of the latest ACS Survey released in 2023, Beltsville, MD is a predominantly hispanic area, with 37.5% of the population identifying as hispanic. The hispanic population has grown by 30.7% in the last 5 years. The second most common race or ethnicity in Beltsville, MD is black, making up 36.8% of the population. Foreign-born residents account for 42.8% of the population in Beltsville, MD, and this percentage has increased by 15.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 10.4% | -41.2% |
% Black | 36.8% | -10.2% |
% Hispanic | 37.5% | 30.7% |
% Asian | 11.6% | 19.6% |
% Foreign Born | 42.8% | 15.1% |
Mortgage and Risk — Beltsville, MD
According to HUD data as of 2023, there were 297 mortgage originations in Beltsville, MD, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Beltsville, MD. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 297 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Beltsville, MD
As of 2024, the percent of homes in Beltsville, MD under the Section 8 program is 2.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Beltsville, MD, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 66 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | 2.0% |
% Occupied Section 8 | 94.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $330 | $1,500 | $1,830 |
| 2 Bedroom | $180 | $1,880 | $2,060 |
| 3 Bedroom | -$410 | $2,990 | $2,580 |
| 4 Bedroom | $40 | $3,000 | $3,040 |
Affordability — Beltsville, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $459,000 |
| Median Household Income | $107,000 |