Laurel, MD20708

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$485,000
2.1% YoY Growth
Median Household Income
$83,500
12.2% 5-Year Growth
Days on Market
44
125.0% Longer than last year
Home Price Forecast
-0.2%
Median Rent
$1,710
9.0% YoY Growth
1-Bed Rent
$1,560
0.6% YoY Growth
2-Bed Rent
$1,670
5.0% YoY Growth
3-Bed Rent
$2,240
12.7% YoY Growth

Other Zip Codes in Laurel, MD

Property Listings — Laurel, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Laurel, MD is 44. This is a increase of 125.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$566,0005.0%
Listing Count
5388.0%
Listings as % of Homes0.5%88.0%
Days on Market
44125.0%
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Demographics — Laurel, MD

As of the latest ACS Survey released in 2023, Laurel, MD has a population of 26,600, which has decreased by -1.8% over the past 5 years. Laurel, MD is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 40.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,600-1.8%
% Under 18
23.9%-8.1%
% Seniors
10.7%28.9%
% WFH
10.3%202.9%
% w/ College Degree
40.7%-4.0%
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As of the latest ACS Survey released in 2023, Laurel, MD is a predominantly black area, with 60.8% of the population identifying as black. The black population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Laurel, MD is hispanic, making up 20.3% of the population. Foreign-born residents account for 31.6% of the population in Laurel, MD, and this percentage has increased by 1.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
12.4%-21.0%
% Black
60.8%-0.3%
% Hispanic
20.3%31.0%
% Asian
3.5%-39.7%
% Foreign Born
31.6%1.9%
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Mortgage and Risk — Laurel, MD

According to HUD data as of 2023, there were 242 mortgage originations in Laurel, MD, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 53.0% above 90% LTV (very high). This implies large mortgage risk in Laurel, MD. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
242
% Conventional Loans
71.0%
% Government Loans
29.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Laurel, MD

As of 2024, the percent of homes in Laurel, MD under the Section 8 program is 3.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Laurel, MD, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
259
Total Units Section 8
209
% Rentals under Section 8
3.3%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$370$1,560$1,930
2 Bedroom$500$1,670$2,170
3 Bedroom$470$2,240$2,710
4 Bedroom-$350$3,550$3,200

Affordability — Laurel, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.3
Median Home Price$485,000
Median Household Income$83,500

Laurel, MD — ZIP Code Boundary Map

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Frequently Asked Questions