Lothian, MD—20711
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Lothian, MD
As of Oct '25, the median home price in Lothian, MD is $612,000, with a year-over-year change of 3.7%. This indicates that home prices in Lothian, MD are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $612,000 | 3.7% |
| Single Family | $612,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $466,000 | -4.5% |
4 Bed | $735,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Lothian, MD
As of July '25, Rentcast reports the average rent in Lothian, MD is $2,600, with a year-over-year rent change of 3.2%. Per bedroom, the median rent as of July '25 in Lothian, MD is 2-bedrooms: $2,000. The most common rental property sizes in Lothian, MD are 4-bedroom and 2-bedroom, accounting for 56.0% and 32.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,600 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,000 | $2,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Lothian, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Lothian, MD is 36. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $912,000 | -36.0% |
Listing Count | 17 | 15.0% |
| Listings as % of Homes | 0.5% | 15.0% |
Days on Market | 36 | 21.0% |
Demographics — Lothian, MD
As of the latest ACS Survey released in 2023, Lothian, MD has a population of 7,630, which has increased by 7.7% over the past 5 years. Lothian, MD is a moderately popular place for families, as children make up 24.4% of the population. The area has a moderately educated workforce, with 34.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,630 | 7.7% |
% Under 18 | 24.4% | -3.2% |
% Seniors | 19.2% | 26.3% |
% WFH | 19.7% | 212.7% |
% w/ College Degree | 34.7% | 35.5% |
As of the latest ACS Survey released in 2023, Lothian, MD is a predominantly white area, with 59.6% of the population identifying as white. The white population has shrunk by 13.5% in the last 5 years. The second most common race or ethnicity in Lothian, MD is hispanic, making up 24.4% of the population. Foreign-born residents account for 9.7% of the population in Lothian, MD, and this percentage has increased by 169.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.6% | -13.5% |
% Black | 11.4% | -34.9% |
% Hispanic | 24.4% | 156.8% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 9.7% | 169.4% |
Mortgage and Risk — Lothian, MD
According to HUD data as of 2023, there were 65 mortgage originations in Lothian, MD, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Lothian, MD. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Lothian, MD
Lothian, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,430 |
| 2 Bedroom | -$250 | $2,000 | $1,750 |
| 3 Bedroom | N/A | N/A | $2,270 |
| 4 Bedroom | N/A | N/A | $2,570 |
Affordability — Lothian, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.8 |
| Median Home Price | $612,000 |
| Median Household Income | $98,500 |