North Beach, MD—20714
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North Beach, MD
As of Oct '25, the median home price in North Beach, MD is $411,000, with a year-over-year change of 3.0%. This indicates that home prices in North Beach, MD are increasing. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $411,000 | 3.0% |
| Single Family | $412,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $346,000 | 2.4% |
3 Bed | $417,000 | 2.5% |
4 Bed | $501,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — North Beach, MD
As of July '25, Rentcast reports the average rent in North Beach, MD is $2,730, with a year-over-year rent change of 3.4%. Per bedroom, the median rent as of July '25 in North Beach, MD is 2-bedrooms: $2,450, 3-bedrooms: $2,790, 4-bedrooms: $3,500. The most common rental property sizes in North Beach, MD are 3-bedroom and 1-bedroom, accounting for 41.4% and 30.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $2,730 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $2,300 | $2,450 |
| 3 Bed Rent | $2,800 | $2,790 |
| 4 Bed Rent | $3,000 | $3,500 |
% of Rental Stock
Property Listings — North Beach, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in North Beach, MD is 42. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | 7.0% |
Listing Count | 30 | 56.0% |
| Listings as % of Homes | 0.7% | 56.0% |
Days on Market | 42 | -20.0% |
Demographics — North Beach, MD
As of the latest ACS Survey released in 2023, North Beach, MD has a population of 5,000, which has increased by 8.1% over the past 5 years. North Beach, MD is a popular place for families, as children make up 31.0% of the population. The area has a moderately educated workforce, with 40.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,000 | 8.1% |
% Under 18 | 31.0% | 47.6% |
% Seniors | 14.1% | -18.0% |
% WFH | 11.8% | 413.0% |
% w/ College Degree | 40.1% | 20.8% |
As of the latest ACS Survey released in 2023, North Beach, MD is a predominantly white area, with 72.3% of the population identifying as white. The white population has shrunk by 14.2% in the last 5 years. The second most common race or ethnicity in North Beach, MD is black, making up 15.4% of the population. Foreign-born residents account for 5.8% of the population in North Beach, MD, and this percentage has increased by 7.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.3% | -14.2% |
% Black | 15.4% | 196.2% |
% Hispanic | 4.2% | -27.6% |
% Asian | 3.2% | 23.1% |
% Foreign Born | 5.8% | 7.4% |
Mortgage and Risk — North Beach, MD
According to HUD data as of 2023, there were 147 mortgage originations in North Beach, MD, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in North Beach, MD. Investor activity is low, as 5.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 147 |
% Conventional Loans | 62.0% |
% Government Loans | 38.0% |
% Investor Loans | 5.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — North Beach, MD
North Beach, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 7.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,980 |
| 2 Bedroom | -$30 | $2,300 | $2,270 |
| 3 Bedroom | $60 | $2,800 | $2,860 |
| 4 Bedroom | $330 | $3,000 | $3,330 |
Affordability — North Beach, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.2 |
| Median Home Price | $411,000 |
| Median Household Income | $88,600 |