Bowie, MD20720

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$583,000
1.5% YoY Growth
Median Household Income
$163,000
19.9% 5-Year Growth
Days on Market
46
8.0% Longer than last year
Home Price Forecast
-0.3%
Median Rent
$3,450
8.7% YoY Growth
1-Bed Rent
$1,100
13.6% YoY Growth
2-Bed Rent
$1,850
13.3% YoY Growth
3-Bed Rent
$3,200
2.2% YoY Growth

Other Zip Codes in Bowie, MD

Property Listings — Bowie, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Bowie, MD is 46. This is a increase of 8.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$650,00014.0%
Listing Count
7940.0%
Listings as % of Homes0.7%40.0%
Days on Market
468.0%
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Demographics — Bowie, MD

As of the latest ACS Survey released in 2023, Bowie, MD has a population of 26,200, which has increased by 11.7% over the past 5 years. Bowie, MD is a moderately popular place for families, as children make up 24.5% of the population. The area has a highly educated workforce, with 59.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,20011.7%
% Under 18
24.5%5.2%
% Seniors
13.5%22.7%
% WFH
22.7%238.8%
% w/ College Degree
59.2%7.2%
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As of the latest ACS Survey released in 2023, Bowie, MD is a predominantly black area, with 70.5% of the population identifying as black. The black population has grown by 4.0% in the last 5 years. The second most common race or ethnicity in Bowie, MD is white, making up 12.1% of the population. Foreign-born residents account for 22.7% of the population in Bowie, MD, and this percentage has increased by 22.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
12.1%-23.4%
% Black
70.5%4.0%
% Hispanic
6.5%10.2%
% Asian
4.5%-40.0%
% Foreign Born
22.7%22.7%
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Mortgage and Risk — Bowie, MD

According to HUD data as of 2023, there were 487 mortgage originations in Bowie, MD, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Bowie, MD. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
487
% Conventional Loans
70.0%
% Government Loans
30.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
16.0%

Loan Activity

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Rentals and Section 8 — Bowie, MD

As of 2024, the percent of homes in Bowie, MD under the Section 8 program is 21.0%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Bowie, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
160
Total Units Section 8
149
% Rentals under Section 8
21.0%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$1,700$1,100$2,800
2 Bedroom$1,300$1,850$3,150
3 Bedroom$740$3,200$3,940
4 Bedroom$750$3,900$4,650

Affordability — Bowie, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$583,000
Median Household Income$163,000

Bowie, MD — ZIP Code Boundary Map

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Frequently Asked Questions