Laurel, MD20723

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$581,000
1.2% YoY Growth
Median Household Income
$130,000
14.9% 5-Year Growth
Days on Market
41
1.0% Shorter than last year
Home Price Forecast
0.1%
Median Rent
$3,000
38.8% YoY Growth
1-Bed Rent
$1,450
4.0% YoY Growth
2-Bed Rent
$2,140
1.9% YoY Growth
3-Bed Rent
$3,100
11.4% YoY Growth

Other Zip Codes in Laurel, MD

Property Listings — Laurel, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Laurel, MD is 41. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$639,0005.0%
Listing Count
8721.0%
Listings as % of Homes0.3%21.0%
Days on Market
41-1.0%
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Demographics — Laurel, MD

As of the latest ACS Survey released in 2023, Laurel, MD has a population of 36,300, which has increased by 3.5% over the past 5 years. Laurel, MD is a moderately popular place for families, as children make up 24.4% of the population. The area has a highly educated workforce, with 60.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
36,3003.5%
% Under 18
24.4%-12.2%
% Seniors
12.6%61.5%
% WFH
23.2%293.2%
% w/ College Degree
60.4%12.1%
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As of the latest ACS Survey released in 2023, Laurel, MD is a predominantly white area, with 35.6% of the population identifying as white. The white population has shrunk by 8.5% in the last 5 years. The second most common race or ethnicity in Laurel, MD is black, making up 29.9% of the population. Foreign-born residents account for 25.3% of the population in Laurel, MD, and this percentage has increased by 0.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
35.6%-8.5%
% Black
29.9%3.1%
% Hispanic
12.6%53.7%
% Asian
16.3%-17.7%
% Foreign Born
25.3%0.8%
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Mortgage and Risk — Laurel, MD

According to HUD data as of 2023, there were 679 mortgage originations in Laurel, MD, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Laurel, MD. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
679
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Laurel, MD

As of 2024, the percent of homes in Laurel, MD under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Laurel, MD, because HUD payments exceed market rent, while 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
70
Total Units Section 8
70
% Rentals under Section 8
1.8%
% Occupied Section 8
82.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$570$1,450$2,020
2 Bedroom$340$2,140$2,480
3 Bedroom$90$3,100$3,190
4 Bedroom-$130$3,700$3,570

Affordability — Laurel, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$581,000
Median Household Income$130,000

Laurel, MD — ZIP Code Boundary Map

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Frequently Asked Questions