Laurel, MD20724

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$462,000
0.8% YoY Growth
Median Household Income
$110,000
6.2% 5-Year Growth
Days on Market
41
47.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$2,680
7.9% YoY Growth
1-Bed Rent
$1,560
32.7% YoY Growth
2-Bed Rent
$2,500
19.5% YoY Growth
3-Bed Rent
$3,150
11.6% YoY Growth

Other Zip Codes in Laurel, MD

Property Listings — Laurel, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Laurel, MD is 41. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$546,0002.0%
Listing Count
872.0%
Listings as % of Homes0.4%2.0%
Days on Market
4147.0%
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Demographics — Laurel, MD

As of the latest ACS Survey released in 2023, Laurel, MD has a population of 18,700, which has increased by 5.3% over the past 5 years. Laurel, MD is a moderately popular place for families, as children make up 22.0% of the population. The area has a highly educated workforce, with 48.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,7005.3%
% Under 18
22.0%-9.5%
% Seniors
6.7%0.0%
% WFH
16.7%255.3%
% w/ College Degree
48.1%10.8%
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As of the latest ACS Survey released in 2023, Laurel, MD is a predominantly black area, with 43.0% of the population identifying as black. The black population has shrunk by 13.0% in the last 5 years. The second most common race or ethnicity in Laurel, MD is hispanic, making up 24.2% of the population. Foreign-born residents account for 23.7% of the population in Laurel, MD, and this percentage has increased by 3.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
24.0%-18.9%
% Black
43.0%-13.0%
% Hispanic
24.2%93.6%
% Asian
6.5%6.6%
% Foreign Born
23.7%3.0%
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Mortgage and Risk — Laurel, MD

According to HUD data as of 2023, there were 347 mortgage originations in Laurel, MD, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Laurel, MD. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
347
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Laurel, MD

As of 2024, the percent of homes in Laurel, MD under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Laurel, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
55
Total Units Section 8
55
% Rentals under Section 8
1.4%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$690$1,560$2,250
2 Bedroom$250$2,500$2,750
3 Bedroom$390$3,150$3,540
4 Bedroom$100$3,850$3,950

Affordability — Laurel, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$462,000
Median Household Income$110,000

Laurel, MD — ZIP Code Boundary Map

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Frequently Asked Questions