Clinton, MD—20735
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clinton, MD
As of Oct '25, the median home price in Clinton, MD is $437,000, with a year-over-year change of 0.1%. This indicates that home prices in Clinton, MD are flat. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $437,000 | 0.1% |
| Single Family | $438,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $335,000 | 0.6% |
3 Bed | $405,000 | 0.7% |
4 Bed | $467,000 | 0.2% |
| 5 Bed | $521,000 | -0.2% |
% of Housing Stock
Rental Trends — Clinton, MD
As of July '25, Rentcast reports the average rent in Clinton, MD is $2,740, with a year-over-year rent change of 3.4%. Per bedroom, the median rent as of July '25 in Clinton, MD is 1-bedrooms: $1,340, 2-bedrooms: $1,810, 3-bedrooms: $2,940, 4-bedrooms: $3,190. The most common rental property sizes in Clinton, MD are 3-bedroom and 1-bedroom, accounting for 37.1% and 23.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $2,740 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,440 | $1,340 |
| 2 Bed Rent | $1,800 | $1,810 |
| 3 Bed Rent | $3,000 | $2,940 |
| 4 Bed Rent | $3,150 | $3,190 |
% of Rental Stock
Property Listings — Clinton, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Clinton, MD is 50. This is a increase of 17.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $465,000 | -2.0% |
Listing Count | 105 | 7.0% |
| Listings as % of Homes | 0.5% | 7.0% |
Days on Market | 50 | 17.0% |
Demographics — Clinton, MD
As of the latest ACS Survey released in 2023, Clinton, MD has a population of 37,900, which has decreased by -3.6% over the past 5 years. Clinton, MD is a moderately popular place for families, as children make up 18.3% of the population. The area has a moderately educated workforce, with 32.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 37,900 | -3.6% |
% Under 18 | 18.3% | -16.8% |
% Seniors | 19.3% | 26.1% |
% WFH | 16.8% | 500.0% |
% w/ College Degree | 32.6% | 12.8% |
As of the latest ACS Survey released in 2023, Clinton, MD is a predominantly black area, with 76.8% of the population identifying as black. The black population has shrunk by 9.4% in the last 5 years. The second most common race or ethnicity in Clinton, MD is hispanic, making up 9.6% of the population. Foreign-born residents account for 13.2% of the population in Clinton, MD, and this percentage has increased by 85.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 7.4% | 7.2% |
% Black | 76.8% | -9.4% |
% Hispanic | 9.6% | 45.5% |
% Asian | 2.2% | 22.2% |
% Foreign Born | 13.2% | 85.9% |
Mortgage and Risk — Clinton, MD
According to HUD data as of 2023, there were 878 mortgage originations in Clinton, MD, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Clinton, MD. Investor activity is low, as 1.0% of loans were by investors. 23.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 878 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 23.0% |
Loan Activity
Rentals and Section 8 — Clinton, MD
As of 2024, the percent of homes in Clinton, MD under the Section 8 program is 35.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Clinton, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 401 |
Total Units Section 8 | 401 |
% Rentals under Section 8 | 35.2% |
% Occupied Section 8 | 95.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $880 | $1,440 | $2,320 |
| 2 Bedroom | $810 | $1,800 | $2,610 |
| 3 Bedroom | $260 | $3,000 | $3,260 |
| 4 Bedroom | $700 | $3,150 | $3,850 |
Affordability — Clinton, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $437,000 |
| Median Household Income | $123,000 |