Capitol Heights, MD20743

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$335,000
1.0% YoY Growth
Median Household Income
$76,300
20.1% 5-Year Growth
Days on Market
38
47.0% Longer than last year
Home Price Forecast
-0.5%
Median Rent
$2,350
8.0% YoY Growth
1-Bed Rent
$1,280
0.8% YoY Growth
2-Bed Rent
$1,700
2.5% YoY Growth
3-Bed Rent
$2,400
7.7% YoY Growth

Property Listings — Capitol Heights, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Capitol Heights, MD is 38. This is a increase of 47.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$362,000-1.0%
Listing Count
15719.0%
Listings as % of Homes0.7%19.0%
Days on Market
3847.0%
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Demographics — Capitol Heights, MD

As of the latest ACS Survey released in 2023, Capitol Heights, MD has a population of 39,400, which has remained stable by 0.5% over the past 5 years. Capitol Heights, MD is a moderately popular place for families, as children make up 22.1% of the population. The area has a poorly educated workforce, with 22.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.

MetricLatest CensusYoY % Change
Population
39,4000.5%
% Under 18
22.1%-0.9%
% Seniors
16.2%11.0%
% WFH
12.0%900.0%
% w/ College Degree
22.9%27.9%
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As of the latest ACS Survey released in 2023, Capitol Heights, MD is a predominantly black area, with 79.7% of the population identifying as black. The black population has shrunk by 7.9% in the last 5 years. The second most common race or ethnicity in Capitol Heights, MD is hispanic, making up 15.6% of the population. Foreign-born residents account for 15.7% of the population in Capitol Heights, MD, and this percentage has increased by 49.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
2.8%12.0%
% Black
79.7%-7.9%
% Hispanic
15.6%69.6%
% Asian
1.0%150.0%
% Foreign Born
15.7%49.5%
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Mortgage and Risk — Capitol Heights, MD

According to HUD data as of 2023, there were 606 mortgage originations in Capitol Heights, MD, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 52.0% above 90% LTV (very high). This implies large mortgage risk in Capitol Heights, MD. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
606
% Conventional Loans
58.0%
% Government Loans
42.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Capitol Heights, MD

As of 2024, the percent of homes in Capitol Heights, MD under the Section 8 program is 22.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Capitol Heights, MD, because HUD payments exceed market rent, while 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,140
Total Units Section 8
1,139
% Rentals under Section 8
22.2%
% Occupied Section 8
87.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$360$1,280$1,640
2 Bedroom$150$1,700$1,850
3 Bedroom-$90$2,400$2,310
4 Bedroom$130$2,600$2,730

Affordability — Capitol Heights, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$335,000
Median Household Income$76,300

Capitol Heights, MD — ZIP Code Boundary Map

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Frequently Asked Questions