Temple Hills, MD20748

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$364,000
0.4% YoY Growth
Median Household Income
$82,200
20.8% 5-Year Growth
Days on Market
48
26.0% Longer than last year
Home Price Forecast
-0.4%
Median Rent
$1,900
16.3% YoY Growth
1-Bed Rent
$1,120
15.8% YoY Growth
2-Bed Rent
$1,840
13.5% YoY Growth
3-Bed Rent
$2,500
10.3% YoY Growth

Property Listings — Temple Hills, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Temple Hills, MD is 48. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$404,00011.0%
Listing Count
10315.0%
Listings as % of Homes0.5%15.0%
Days on Market
4826.0%
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Demographics — Temple Hills, MD

As of the latest ACS Survey released in 2023, Temple Hills, MD has a population of 40,100, which has increased by 5.5% over the past 5 years. Temple Hills, MD is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 27.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,1005.5%
% Under 18
20.2%-2.4%
% Seniors
17.0%9.7%
% WFH
12.8%456.5%
% w/ College Degree
27.8%36.3%
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As of the latest ACS Survey released in 2023, Temple Hills, MD is a predominantly black area, with 81.3% of the population identifying as black. The black population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Temple Hills, MD is hispanic, making up 10.7% of the population. Foreign-born residents account for 9.8% of the population in Temple Hills, MD, and this percentage has increased by 36.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
4.8%23.1%
% Black
81.3%-5.4%
% Hispanic
10.7%39.0%
% Asian
1.2%200.0%
% Foreign Born
9.8%36.1%
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Mortgage and Risk — Temple Hills, MD

According to HUD data as of 2023, there were 430 mortgage originations in Temple Hills, MD, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Temple Hills, MD. Investor activity is low, as 3.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
430
% Conventional Loans
59.0%
% Government Loans
41.0%
% Investor Loans
3.0%
% Second Loans
0.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Temple Hills, MD

As of 2024, the percent of homes in Temple Hills, MD under the Section 8 program is 5.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Temple Hills, MD, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
412
Total Units Section 8
337
% Rentals under Section 8
5.3%
% Occupied Section 8
94.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$550$1,120$1,670
2 Bedroom$40$1,840$1,880
3 Bedroom-$150$2,500$2,350
4 Bedroom-$30$2,800$2,770

Affordability — Temple Hills, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.2
Median Home Price$364,000
Median Household Income$82,200

Temple Hills, MD — ZIP Code Boundary Map

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Frequently Asked Questions