Tracys Landing, MD—20779
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tracys Landing, MD
As of Oct '25, the median home price in Tracys Landing, MD is $634,000, with a year-over-year change of 4.1%. This indicates that home prices in Tracys Landing, MD are increasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $634,000 | 4.1% |
| Single Family | $634,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tracys Landing, MD
As of July '25, Rentcast reports the average rent in Tracys Landing, MD is $3,220, with a year-over-year rent change of -31.8%. Per bedroom, the median rent as of July '25 in Tracys Landing, MD is 4-bedrooms: $3,220. The most common rental property sizes in Tracys Landing, MD are 3-bedroom and 1-bedroom, accounting for 57.1% and 42.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,950 | $3,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $2,950 | $3,220 |
% of Rental Stock
Property Listings — Tracys Landing, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Tracys Landing, MD is 94. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $492,000 | -15.0% |
Listing Count | 5 | 25.0% |
| Listings as % of Homes | 0.7% | 25.0% |
Days on Market | 94 | 41.0% |
Demographics — Tracys Landing, MD
As of the latest ACS Survey released in 2023, Tracys Landing, MD has a population of 1,010, which has increased by 2.5% over the past 5 years. Tracys Landing, MD is a moderately popular place for families, as children make up 18.9% of the population. The area has a moderately educated workforce, with 35.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 29.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,010 | 2.5% |
% Under 18 | 18.9% | -6.0% |
% Seniors | 20.4% | -39.1% |
% WFH | 29.7% | 177.6% |
% w/ College Degree | 35.4% | -35.0% |
As of the latest ACS Survey released in 2023, Tracys Landing, MD is a predominantly white area, with 96.9% of the population identifying as white. The white population has grown by 16.2% in the last 5 years. The second most common race or ethnicity in Tracys Landing, MD is asian, making up 2.4% of the population. Foreign-born residents account for 2.3% of the population in Tracys Landing, MD, and this percentage has decreased by 51.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.9% | 16.2% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 2.4% | -20.0% |
% Foreign Born | 2.3% | -51.1% |
Mortgage and Risk — Tracys Landing, MD
According to HUD data as of 2023, there were 74 mortgage originations in Tracys Landing, MD, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Tracys Landing, MD. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 74 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Tracys Landing, MD
Tracys Landing, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,930 |
| 2 Bedroom | N/A | N/A | $2,230 |
| 3 Bedroom | N/A | N/A | $2,820 |
| 4 Bedroom | $320 | $2,950 | $3,270 |
Affordability — Tracys Landing, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $634,000 |
| Median Household Income | $121,000 |