Bethesda, MD—20816
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bethesda, MD
As of Oct '25, the median home price in Bethesda, MD is $1,260,000, with a year-over-year change of 2.2%. This indicates that home prices in Bethesda, MD are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,260,000 | 2.2% |
| Single Family | $1,368,000 | 1.6% |
| Condos | $516,000 | 1.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $273,000 | -1.1% |
2 Bed | $558,000 | 3.3% |
3 Bed | $1,169,000 | 0.9% |
4 Bed | $1,453,000 | 1.0% |
| 5 Bed | $1,904,000 | 0.4% |
% of Housing Stock
Rental Trends — Bethesda, MD
As of July '25, Rentcast reports the average rent in Bethesda, MD is $5,340, with a year-over-year rent change of 45.1%. Per bedroom, the median rent as of July '25 in Bethesda, MD is 1-bedrooms: $1,950, 2-bedrooms: $3,870, 3-bedrooms: $4,930, 4-bedrooms: $6,030. The most common rental property sizes in Bethesda, MD are 2-bedroom and 1-bedroom, accounting for 37.4% and 20.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $5,200 | $5,340 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,990 | $1,950 |
| 2 Bed Rent | $3,500 | $3,870 |
| 3 Bed Rent | $4,700 | $4,930 |
| 4 Bed Rent | $5,800 | $6,030 |
% of Rental Stock
Property Listings — Bethesda, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Bethesda, MD is 40. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,420,000 | 0.0% |
Listing Count | 55 | 71.0% |
| Listings as % of Homes | 0.3% | 71.0% |
Days on Market | 40 | 7.0% |
Demographics — Bethesda, MD
As of the latest ACS Survey released in 2023, Bethesda, MD has a population of 18,100, which has increased by 10.5% over the past 5 years. Bethesda, MD is a popular place for families, as children make up 27.1% of the population. The area has a highly educated workforce, with 88.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 35.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 18,100 | 10.5% |
% Under 18 | 27.1% | -1.5% |
% Seniors | 17.5% | -12.5% |
% WFH | 35.0% | 332.1% |
% w/ College Degree | 88.8% | 0.7% |
As of the latest ACS Survey released in 2023, Bethesda, MD is a predominantly white area, with 77.6% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Bethesda, MD is hispanic, making up 8.2% of the population. Foreign-born residents account for 17.3% of the population in Bethesda, MD, and this percentage has increased by 6.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.6% | -5.5% |
% Black | 3.9% | 77.3% |
% Hispanic | 8.2% | 30.2% |
% Asian | 6.0% | -6.2% |
% Foreign Born | 17.3% | 6.8% |
Mortgage and Risk — Bethesda, MD
According to HUD data as of 2023, there were 264 mortgage originations in Bethesda, MD, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Bethesda, MD. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 264 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Bethesda, MD
As of 2024, the percent of homes in Bethesda, MD under the Section 8 program is 1.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Bethesda, MD, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 22 |
Total Units Section 8 | 22 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $730 | $1,990 | $2,720 |
| 2 Bedroom | -$440 | $3,500 | $3,060 |
| 3 Bedroom | -$870 | $4,700 | $3,830 |
| 4 Bedroom | -$1,290 | $5,800 | $4,510 |
Affordability — Bethesda, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $1,260,000 |
| Median Household Income | $231,000 |