Derwood, MD 20855 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Derwood, MD—20855

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$672,000

0.1% YoY Growth

Household Income

$148,000

9.6% YoY Growth

Days on Market

13.0% Longer YoY

Home Price Forecast

0.0%

Median Rent

$3,600

25.1% YoY Growth

1-Bed Rent

$1,350

27.0% YoY Growth

2-Bed Rent

$2,100

18.2% YoY Growth

3-Bed Rent

$2,850

3.5% YoY Growth

Home Price Trends — Derwood, MD

As of Dec '25, the median home price in Derwood, MD is $672,000, with a year-over-year change of -0.1%. This indicates that home prices in Derwood, MD are flat. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$672,000	-0.1%
Single Family	$681,000	-0.4%
Condos	$351,000	-0.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Derwood, MD

As of July '25, Rentcast reports the average rent in Derwood, MD is $3,190, with a year-over-year rent change of 25.1%. Per bedroom, the median rent as of July '25 in Derwood, MD is studios: $2,020, 1-bedrooms: $1,460, 2-bedrooms: $2,200, 3-bedrooms: $3,270, 4-bedrooms: $3,770. The most common rental property sizes in Derwood, MD are 3-bedroom and 2-bedroom, accounting for 27.8% and 24.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$3,600	$3,190
Studio Rent	$2,000	$2,020
1 Bed Rent	$1,350	$1,460
2 Bed Rent	$2,100	$2,200
3 Bed Rent	$2,850	$3,270
4 Bed Rent	$3,800	$3,770

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% of Rental Stock

Studio

2.6%

1 Bedroom

23.9%

2 Bedrooms

24.3%

3 Bedrooms

27.8%

4 Bedrooms

12.5%

5+ Bedrooms

9.0%

Property Listings — Derwood, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Derwood, MD is 54. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$656,000	1.0%
Listing Count	25	-9.0%
Listings as % of Homes	0.4%	-9.0%
Days on Market	52	13.0%

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Demographics — Derwood, MD

As of the latest ACS Survey released in 2023, Derwood, MD has a population of 16,600, which has increased by 15.8% over the past 5 years. Derwood, MD is a moderately popular place for families, as children make up 21.2% of the population. The area has a highly educated workforce, with 67.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	16,600	15.8%
% Under 18	21.2%	16.5%
% Seniors	18.4%	-2.1%
% WFH	28.0%	374.6%
% w/ College Degree	67.8%	3.0%

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As of the latest ACS Survey released in 2023, Derwood, MD is a predominantly white area, with 45.4% of the population identifying as white. The white population has shrunk by 22.4% in the last 5 years. The second most common race or ethnicity in Derwood, MD is asian, making up 18.6% of the population. Foreign-born residents account for 32.7% of the population in Derwood, MD, and this percentage has increased by 18.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	45.4%	-22.4%
% Black	15.7%	130.9%
% Hispanic	13.1%	32.3%
% Asian	18.6%	-8.8%
% Foreign Born	32.7%	18.5%

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Mortgage and Risk — Derwood, MD

According to HUD data as of 2023, there were 232 mortgage originations in Derwood, MD, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Derwood, MD. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	232
% Conventional Loans	87.0%
% Government Loans	13.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	8.0%

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Rentals and Section 8 — Derwood, MD

As of 2024, the percent of homes in Derwood, MD under the Section 8 program is 26.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Derwood, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	405
Total Units Section 8	402
% Rentals under Section 8	26.4%
% Occupied Section 8	91.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$1,100	$1,350	$2,450
2 Bedroom	$660	$2,100	$2,760
3 Bedroom	$600	$2,850	$3,450
4 Bedroom	$270	$3,800	$4,070

Derwood, MD—20855

Key Metrics at a Glance

Home Price Trends — Derwood, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Derwood, MD

% of Rental Stock

Property Listings — Derwood, MD

Demographics — Derwood, MD

Race and Ethnicity

Mortgage and Risk — Derwood, MD

Mortgages

Rentals and Section 8 — Derwood, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Derwood, MD

Home Price to Income Ratio

Derwood, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Washington Grove

Gaithersburg, MD

Rockville, MD

Gaithersburg, MD

Olney, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.2
Median Home Price	$672,000
Median Household Income	$148,000

Derwood, MD—20855

Key Metrics at a Glance

Home Price Trends — Derwood, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Derwood, MD

% of Rental Stock

Property Listings — Derwood, MD

Demographics — Derwood, MD

Race and Ethnicity

Mortgage and Risk — Derwood, MD

Mortgages

Rentals and Section 8 — Derwood, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Derwood, MD

Home Price to Income Ratio

Derwood, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Washington Grove

Gaithersburg, MD

Rockville, MD

Gaithersburg, MD

Olney, MD

Frequently Asked Questions

What is the average home price in Derwood, MD 20855?

How have home prices in Derwood, MD 20855 changed over the past year?

What is the home price projection for Derwood, MD 20855?

What are the demographics of Derwood, MD 20855?

How long does it take homes to sell in Derwood, MD 20855?

What is the average rent price in Derwood, MD 20855?