Ashton, MD—20861
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ashton, MD
As of Oct '25, the median home price in Ashton, MD is $956,000, with a year-over-year change of 0.4%. This indicates that home prices in Ashton, MD are flat. According to Zillow, the 1-year price projection is -0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $956,000 | 0.4% |
| Single Family | $961,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | $880,000 | -1.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ashton, MD
As of July '25, Rentcast reports the average rent in Ashton, MD is $3,650, with a year-over-year rent change of 62.2%. Per bedroom, the median rent as of July '25 in Ashton, MD is 3-bedrooms: $3,650. The most common rental property sizes in Ashton, MD are 1-bedroom and studio, accounting for 100.0% and 0.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,500 | $3,650 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ashton, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Ashton, MD is 55. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,160,000 | 8.0% |
Listing Count | 12 | 185.0% |
| Listings as % of Homes | 0.5% | 185.0% |
Days on Market | 55 | 1.0% |
Demographics — Ashton, MD
As of the latest ACS Survey released in 2023, Ashton, MD has a population of 3,020, which has increased by 81.4% over the past 5 years. Ashton, MD is a moderately popular place for families, as children make up 17.2% of the population. The area has a highly educated workforce, with 70.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,020 | 81.4% |
% Under 18 | 17.2% | 21.1% |
% Seniors | 29.3% | 38.2% |
% WFH | 27.0% | 214.0% |
% w/ College Degree | 70.8% | -5.2% |
As of the latest ACS Survey released in 2023, Ashton, MD is a predominantly white area, with 45.2% of the population identifying as white. The white population has shrunk by 34.9% in the last 5 years. The second most common race or ethnicity in Ashton, MD is black, making up 20.6% of the population. Foreign-born residents account for 31.2% of the population in Ashton, MD, and this percentage has increased by 143.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 45.2% | -34.9% |
% Black | 20.6% | 24.8% |
% Hispanic | 20.2% | 369.8% |
% Asian | 11.2% | 40.0% |
% Foreign Born | 31.2% | 143.8% |
Mortgage and Risk — Ashton, MD
According to HUD data as of 2023, there were 82 mortgage originations in Ashton, MD, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Ashton, MD. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 82 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Ashton, MD
Ashton, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 21.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,100 |
| 2 Bedroom | N/A | N/A | $2,360 |
| 3 Bedroom | -$550 | $3,500 | $2,950 |
| 4 Bedroom | N/A | N/A | $3,480 |
Affordability — Ashton, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.1 |
| Median Home Price | $956,000 |
| Median Household Income | $176,000 |