Germantown, MD—20874

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$413,000

1.3% YoY Growth

Household Income

$110,000

21.5% YoY Growth

Days on Market

17.0% Longer YoY

Home Price Forecast

-0.2%

Median Rent

$2,400

11.1% YoY Growth

1-Bed Rent

$1,650

1.3% YoY Growth

2-Bed Rent

$2,080

1.5% YoY Growth

3-Bed Rent

$2,700

5.5% YoY Growth

Other Zip Codes in Germantown, MD

20876 20841

Home Price Trends — Germantown, MD

As of Dec '25, the median home price in Germantown, MD is $413,000, with a year-over-year change of -1.3%. This indicates that home prices in Germantown, MD are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$413,000	-1.3%
Single Family	$456,000	-1.7%
Condos	$288,000	-4.0%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Type	Median Rent	Average Rent
Average Rent	$2,400	$2,400
Studio Rent	$1,650	$1,770
1 Bed Rent	$1,650	$1,610
2 Bed Rent	$2,080	$2,070
3 Bed Rent	$2,700	$2,700
4 Bed Rent	$3,000	$3,060

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$386,000	-3.0%
Listing Count	115	18.0%
Listings as % of Homes	0.3%	18.0%
Days on Market	48	17.0%

Metric	Latest Census	YoY % Change
Population	62,200	1.9%
% Under 18	23.0%	-13.2%
% Seniors	11.4%	44.3%
% WFH	18.2%	295.7%
% w/ College Degree	48.7%	1.0%

Metric	Latest Census	5-Year % Change
% White	26.7%	-25.2%
% Black	25.4%	7.2%
% Hispanic	24.7%	0.0%
% Asian	18.4%	37.3%
% Foreign Born	38.3%	20.8%

Metric	Zip Code Average
Total Loan Originations	777
% Conventional Loans	78.0%
% Government Loans	22.0%
% Investor Loans	3.0%
% Second Loans	1.0%
% Cash Out Refinance	12.0%

Germantown, MD—20874

Key Metrics at a Glance

Other Zip Codes in Germantown, MD

Home Price Trends — Germantown, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Germantown, MD

% of Rental Stock

Property Listings — Germantown, MD

Demographics — Germantown, MD

Race and Ethnicity

Mortgage and Risk — Germantown, MD

Mortgages

Rentals and Section 8 — Germantown, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Germantown, MD

Home Price to Income Ratio

Germantown, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Gaithersburg, MD

Germantown, MD

Brown

Germantown, MD

Gaithersburg, MD

Frequently Asked Questions

Total Units under HUD	992
Total Units Section 8	982
% Rentals under Section 8	12.9%
% Occupied Section 8	96.0%

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$340	$1,650	$1,990
2 Bedroom	$160	$2,080	$2,240
3 Bedroom	$100	$2,700	$2,800
4 Bedroom	$300	$3,000	$3,300

Metric	Zip Code Average
Home Price to Income Ratio	3.6
Median Home Price	$413,000
Median Household Income	$110,000

Germantown, MD—20874

Key Metrics at a Glance

Other Zip Codes in Germantown, MD

Home Price Trends — Germantown, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Germantown, MD

% of Rental Stock

Property Listings — Germantown, MD

Demographics — Germantown, MD

Race and Ethnicity

Mortgage and Risk — Germantown, MD

Mortgages

Rentals and Section 8 — Germantown, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Germantown, MD

Home Price to Income Ratio

Germantown, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Gaithersburg, MD

Germantown, MD

Brown

Germantown, MD

Gaithersburg, MD

Frequently Asked Questions

What is the average home price in Germantown, MD 20874?

How have home prices in Germantown, MD 20874 changed over the past year?

What is the home price projection for Germantown, MD 20874?

What are the demographics of Germantown, MD 20874?

How long does it take homes to sell in Germantown, MD 20874?

What is the average rent price in Germantown, MD 20874?