Arnold, MD 21012 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Arnold, MD—21012

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$576,000

2.3% YoY Growth

Household Income

$138,000

10.4% YoY Growth

Days on Market

7.0% Shorter YoY

Home Price Forecast

0.5%

Median Rent

$2,600

5.8% YoY Growth

1-Bed Rent

$2,150

0.5% YoY Growth

2-Bed Rent

$2,460

15.5% YoY Growth

3-Bed Rent

$2,750

10.9% YoY Growth

Home Price Trends — Arnold, MD

As of Dec '25, the median home price in Arnold, MD is $576,000, with a year-over-year change of 2.3%. This indicates that home prices in Arnold, MD are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$576,000	2.3%
Single Family	$596,000	2.1%
Condos	$297,000	0.3%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Arnold, MD

As of July '25, Rentcast reports the average rent in Arnold, MD is $2,590, with a year-over-year rent change of -5.8%. Per bedroom, the median rent as of July '25 in Arnold, MD is 1-bedrooms: $2,110, 2-bedrooms: $2,540, 3-bedrooms: $2,700, 4-bedrooms: $2,990. The most common rental property sizes in Arnold, MD are 2-bedroom and 3-bedroom, accounting for 35.5% and 27.9% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$2,600	$2,590
Studio Rent	N/A	N/A
1 Bed Rent	$2,150	$2,110
2 Bed Rent	$2,460	$2,540
3 Bed Rent	$2,750	$2,700
4 Bed Rent	$2,750	$2,990

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% of Rental Stock

Studio

1.6%

1 Bedroom

13.6%

2 Bedrooms

35.5%

3 Bedrooms

27.9%

4 Bedrooms

17.2%

5+ Bedrooms

4.2%

Property Listings — Arnold, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Arnold, MD is 34. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$550,000	-1.0%
Listing Count	54	22.0%
Listings as % of Homes	0.5%	22.0%
Days on Market	44	-7.0%

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Demographics — Arnold, MD

As of the latest ACS Survey released in 2023, Arnold, MD has a population of 22,300, which has increased by 2.5% over the past 5 years. Arnold, MD is a popular place for families, as children make up 25.6% of the population. The area has a highly educated workforce, with 59.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	22,300	2.5%
% Under 18	25.6%	-3.0%
% Seniors	15.3%	2.7%
% WFH	21.0%	165.8%
% w/ College Degree	59.8%	7.9%

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As of the latest ACS Survey released in 2023, Arnold, MD is a predominantly white area, with 76.2% of the population identifying as white. The white population has shrunk by 13.2% in the last 5 years. The second most common race or ethnicity in Arnold, MD is hispanic, making up 10.5% of the population. Foreign-born residents account for 8.0% of the population in Arnold, MD, and this percentage has increased by 48.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	76.2%	-13.2%
% Black	4.1%	36.7%
% Hispanic	10.5%	228.1%
% Asian	3.6%	12.5%
% Foreign Born	8.0%	48.1%

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Mortgage and Risk — Arnold, MD

According to HUD data as of 2023, there were 510 mortgage originations in Arnold, MD, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Arnold, MD. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	510
% Conventional Loans	84.0%
% Government Loans	16.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	11.0%

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Rentals and Section 8 — Arnold, MD

As of 2024, the percent of homes in Arnold, MD under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Arnold, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	32
Total Units Section 8	33
% Rentals under Section 8	2.4%
% Occupied Section 8	78.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$20	$2,150	$2,170
2 Bedroom	$200	$2,460	$2,660
3 Bedroom	$670	$2,750	$3,420
4 Bedroom	$1,070	$2,750	$3,820

Arnold, MD—21012

Key Metrics at a Glance

Home Price Trends — Arnold, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Arnold, MD

% of Rental Stock

Property Listings — Arnold, MD

Demographics — Arnold, MD

Race and Ethnicity

Mortgage and Risk — Arnold, MD

Mortgages

Rentals and Section 8 — Arnold, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Arnold, MD

Home Price to Income Ratio

Arnold, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Nottingham

Annapolis, MD

Ferry Farms, MD

Severna Park, MD

Pasadena, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$576,000
Median Household Income	$138,000

Arnold, MD—21012

Key Metrics at a Glance

Home Price Trends — Arnold, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Arnold, MD

% of Rental Stock

Property Listings — Arnold, MD

Demographics — Arnold, MD

Race and Ethnicity

Mortgage and Risk — Arnold, MD

Mortgages

Rentals and Section 8 — Arnold, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Arnold, MD

Home Price to Income Ratio

Arnold, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Nottingham

Annapolis, MD

Ferry Farms, MD

Severna Park, MD

Pasadena, MD

Frequently Asked Questions

What is the average home price in Arnold, MD 21012?

How have home prices in Arnold, MD 21012 changed over the past year?

What is the home price projection for Arnold, MD 21012?

What are the demographics of Arnold, MD 21012?

How long does it take homes to sell in Arnold, MD 21012?

What is the average rent price in Arnold, MD 21012?