Baldwin, MD—21013
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Baldwin, MD
As of Oct '25, the median home price in Baldwin, MD is $646,000, with a year-over-year change of 2.4%. This indicates that home prices in Baldwin, MD are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $646,000 | 2.4% |
| Single Family | $645,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $567,000 | 2.9% |
4 Bed | $712,000 | 3.8% |
| 5 Bed | $824,000 | 1.7% |
% of Housing Stock
Rental Trends — Baldwin, MD
Baldwin, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Baldwin, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Baldwin, MD is 21. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $827,000 | 48.0% |
Listing Count | 11 | -21.0% |
| Listings as % of Homes | 0.8% | -21.0% |
Days on Market | 21 | 31.0% |
Demographics — Baldwin, MD
As of the latest ACS Survey released in 2023, Baldwin, MD has a population of 5,980, which has increased by 29.9% over the past 5 years. Baldwin, MD is a moderately popular place for families, as children make up 24.7% of the population. The area has a highly educated workforce, with 55.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,980 | 29.9% |
% Under 18 | 24.7% | 32.8% |
% Seniors | 21.6% | -9.6% |
% WFH | 21.0% | 452.6% |
% w/ College Degree | 55.5% | 0.2% |
As of the latest ACS Survey released in 2023, Baldwin, MD is a predominantly white area, with 87.6% of the population identifying as white. The white population has shrunk by 6.2% in the last 5 years. The second most common race or ethnicity in Baldwin, MD is hispanic, making up 4.3% of the population. Foreign-born residents account for 5.7% of the population in Baldwin, MD, and this percentage has increased by 90.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.6% | -6.2% |
% Black | 1.9% | -40.6% |
% Hispanic | 4.3% | 53.6% |
% Asian | 1.5% | 50.0% |
% Foreign Born | 5.7% | 90.0% |
Mortgage and Risk — Baldwin, MD
According to HUD data as of 2023, there were 56 mortgage originations in Baldwin, MD, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Baldwin, MD. Investor activity is low, as 0.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 56 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Baldwin, MD
Baldwin, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,430 |
| 2 Bedroom | N/A | N/A | $1,750 |
| 3 Bedroom | N/A | N/A | $2,270 |
| 4 Bedroom | N/A | N/A | $2,570 |
Affordability — Baldwin, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $646,000 |
| Median Household Income | $170,000 |