Belcamp, MD—21017
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belcamp, MD
As of Oct '25, the median home price in Belcamp, MD is $283,000, with a year-over-year change of 0.6%. This indicates that home prices in Belcamp, MD are flat. According to Zillow, the 1-year price projection is -0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $283,000 | 0.6% |
| Single Family | $291,000 | 0.3% |
| Condos | $209,000 | -3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $236,000 | 0.0% |
3 Bed | $295,000 | 0.7% |
4 Bed | $386,000 | 0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belcamp, MD
As of July '25, Rentcast reports the average rent in Belcamp, MD is $2,390, with a year-over-year rent change of 30.6%. Per bedroom, the median rent as of July '25 in Belcamp, MD is 1-bedrooms: $1,620, 2-bedrooms: $1,740, 3-bedrooms: $2,450, 4-bedrooms: $2,720. The most common rental property sizes in Belcamp, MD are 2-bedroom and 3-bedroom, accounting for 67.0% and 23.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,350 | $2,390 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,620 | $1,620 |
| 2 Bed Rent | $1,740 | $1,740 |
| 3 Bed Rent | $2,200 | $2,450 |
| 4 Bed Rent | $2,750 | $2,720 |
% of Rental Stock
Property Listings — Belcamp, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Belcamp, MD is 31. This is a increase of 35.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $322,000 | -10.0% |
Listing Count | 30 | 13.0% |
| Listings as % of Homes | 0.2% | 13.0% |
Days on Market | 31 | 35.0% |
Demographics — Belcamp, MD
As of the latest ACS Survey released in 2023, Belcamp, MD has a population of 6,400, which has decreased by -2.9% over the past 5 years. Belcamp, MD is a moderately popular place for families, as children make up 19.3% of the population. The area has a moderately educated workforce, with 38.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,400 | -2.9% |
% Under 18 | 19.3% | -11.1% |
% Seniors | 12.8% | -1.5% |
% WFH | 9.2% | 104.4% |
% w/ College Degree | 38.8% | 1.3% |
As of the latest ACS Survey released in 2023, Belcamp, MD is a predominantly white area, with 61.7% of the population identifying as white. The white population has grown by 4.8% in the last 5 years. The second most common race or ethnicity in Belcamp, MD is black, making up 26.6% of the population. Foreign-born residents account for 7.6% of the population in Belcamp, MD, and this percentage has decreased by 5.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 61.7% | 4.8% |
% Black | 26.6% | -1.5% |
% Hispanic | 6.0% | -6.2% |
% Asian | 2.3% | -32.4% |
% Foreign Born | 7.6% | -5.0% |
Mortgage and Risk — Belcamp, MD
According to HUD data as of 2023, there were 118 mortgage originations in Belcamp, MD, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 40.0% above 90% LTV (very high). This implies large mortgage risk in Belcamp, MD. Investor activity is low, as 2.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 118 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Belcamp, MD
As of 2024, the percent of homes in Belcamp, MD under the Section 8 program is 6.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Belcamp, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 48 |
Total Units Section 8 | 48 |
% Rentals under Section 8 | 6.4% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $1,620 | $1,800 |
| 2 Bedroom | $470 | $1,740 | $2,210 |
| 3 Bedroom | $640 | $2,200 | $2,840 |
| 4 Bedroom | $430 | $2,750 | $3,180 |
Affordability — Belcamp, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $283,000 |
| Median Household Income | $100,000 |