Churchville, MD 21028 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Churchville, MD—21028

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$521,000

2.7% YoY Growth

Household Income

$134,000

24.6% YoY Growth

Days on Market

56.0% Shorter YoY

Home Price Forecast

0.5%

Median Rent

$3,800

52.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Churchville, MD

As of Dec '25, the median home price in Churchville, MD is $521,000, with a year-over-year change of 2.7%. This indicates that home prices in Churchville, MD are increasing. According to Zillow, the 1-year price projection is 0.5%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$521,000	2.7%
Single Family	$521,000	2.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Churchville, MD

As of July '25, Rentcast reports the average rent in Churchville, MD is $3,800, with a year-over-year rent change of 52.0%. Per bedroom, the median rent as of July '25 in Churchville, MD is 4-bedrooms: $3,800. The most common rental property sizes in Churchville, MD are 3-bedroom and 2-bedroom, accounting for 75.3% and 20.0% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$3,800	$3,800
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	$3,800	$3,800

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% of Rental Stock

2 Bedrooms

20.0%

3 Bedrooms

75.3%

4 Bedrooms

4.7%

Property Listings — Churchville, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Churchville, MD is 23. This is a decrease of -54.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$571,000	-13.0%
Listing Count	8	0.0%
Listings as % of Homes	0.6%	0.0%
Days on Market	48	-56.0%

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Demographics — Churchville, MD

As of the latest ACS Survey released in 2023, Churchville, MD has a population of 2,870, which has decreased by -4.9% over the past 5 years. Churchville, MD is a moderately popular place for families, as children make up 17.9% of the population. The area has a highly educated workforce, with 50.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,870	-4.9%
% Under 18	17.9%	-5.8%
% Seniors	20.8%	-8.8%
% WFH	21.7%	703.7%
% w/ College Degree	50.0%	20.8%

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As of the latest ACS Survey released in 2023, Churchville, MD is a predominantly white area, with 85.7% of the population identifying as white. The white population has shrunk by 5.5% in the last 5 years. The second most common race or ethnicity in Churchville, MD is hispanic, making up 5.0% of the population. Foreign-born residents account for 2.6% of the population in Churchville, MD, and this percentage has decreased by 46.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	85.7%	-5.5%
% Black	1.3%	30.0%
% Hispanic	5.0%	61.3%
% Asian	1.4%	-66.7%
% Foreign Born	2.6%	-46.9%

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Mortgage and Risk — Churchville, MD

According to HUD data as of 2023, there were 51 mortgage originations in Churchville, MD, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 40.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Churchville, MD. Investor activity is low, as 0.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	51
% Conventional Loans	90.0%
% Government Loans	10.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	22.0%

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Rentals and Section 8 — Churchville, MD

Churchville, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	2
Total Units Section 8	2
% Rentals under Section 8	1.3%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,890
2 Bedroom	N/A	N/A	$2,310
3 Bedroom	N/A	N/A	$2,970
4 Bedroom	-$480	$3,800	$3,320

Churchville, MD—21028

Key Metrics at a Glance

Home Price Trends — Churchville, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Churchville, MD

% of Rental Stock

Property Listings — Churchville, MD

Demographics — Churchville, MD

Race and Ethnicity

Mortgage and Risk — Churchville, MD

Mortgages

Rentals and Section 8 — Churchville, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Churchville, MD

Home Price to Income Ratio

Churchville, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Bel Air, MD

Aberdeen, MD

Darlington, MD

Belcamp, MD

Havre de Grace, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.5
Median Home Price	$521,000
Median Household Income	$134,000

Churchville, MD—21028

Key Metrics at a Glance

Home Price Trends — Churchville, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Churchville, MD

% of Rental Stock

Property Listings — Churchville, MD

Demographics — Churchville, MD

Race and Ethnicity

Mortgage and Risk — Churchville, MD

Mortgages

Rentals and Section 8 — Churchville, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Churchville, MD

Home Price to Income Ratio

Churchville, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Bel Air, MD

Aberdeen, MD

Darlington, MD

Belcamp, MD

Havre de Grace, MD

Frequently Asked Questions

What is the average home price in Churchville, MD 21028?

How have home prices in Churchville, MD 21028 changed over the past year?

What is the home price projection for Churchville, MD 21028?

What are the demographics of Churchville, MD 21028?

How long does it take homes to sell in Churchville, MD 21028?

What is the average rent price in Churchville, MD 21028?