Cockeysville, MD—21030
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cockeysville, MD
As of Oct '25, the median home price in Cockeysville, MD is $459,000, with a year-over-year change of 1.9%. This indicates that home prices in Cockeysville, MD are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $459,000 | 1.9% |
| Single Family | $493,000 | 2.1% |
| Condos | $268,000 | 1.1% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $302,000 | 1.7% |
3 Bed | $428,000 | 1.2% |
4 Bed | $558,000 | 1.6% |
| 5 Bed | $1,086,000 | 3.1% |
% of Housing Stock
Rental Trends — Cockeysville, MD
As of July '25, Rentcast reports the average rent in Cockeysville, MD is $2,250, with a year-over-year rent change of -2.6%. Per bedroom, the median rent as of July '25 in Cockeysville, MD is studios: $1,230, 1-bedrooms: $1,560, 2-bedrooms: $1,920, 3-bedrooms: $3,500, 4-bedrooms: $3,610. The most common rental property sizes in Cockeysville, MD are 2-bedroom and 1-bedroom, accounting for 46.9% and 36.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,800 | $2,250 |
| Studio Rent | $1,020 | $1,230 |
| 1 Bed Rent | $1,530 | $1,560 |
| 2 Bed Rent | $1,800 | $1,920 |
| 3 Bed Rent | $2,300 | $3,500 |
| 4 Bed Rent | $3,000 | $3,610 |
% of Rental Stock
Property Listings — Cockeysville, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Cockeysville, MD is 45. This is a decrease of 0.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $595,000 | -6.0% |
Listing Count | 74 | 35.0% |
| Listings as % of Homes | 0.5% | 35.0% |
Days on Market | 45 | 0.0% |
Demographics — Cockeysville, MD
As of the latest ACS Survey released in 2023, Cockeysville, MD has a population of 25,300, which has decreased by -1.3% over the past 5 years. Cockeysville, MD is a moderately popular place for families, as children make up 19.8% of the population. The area has a highly educated workforce, with 53.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 25,300 | -1.3% |
% Under 18 | 19.8% | -5.3% |
% Seniors | 16.0% | 0.0% |
% WFH | 14.2% | 264.1% |
% w/ College Degree | 53.5% | 6.8% |
As of the latest ACS Survey released in 2023, Cockeysville, MD is a predominantly white area, with 55.6% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Cockeysville, MD is black, making up 15.9% of the population. Foreign-born residents account for 17.0% of the population in Cockeysville, MD, and this percentage has decreased by 14.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 55.6% | -2.3% |
% Black | 15.9% | -3.0% |
% Hispanic | 14.9% | 21.1% |
% Asian | 7.8% | -37.1% |
% Foreign Born | 17.0% | -14.6% |
Mortgage and Risk — Cockeysville, MD
According to HUD data as of 2023, there were 293 mortgage originations in Cockeysville, MD, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Cockeysville, MD. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 293 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 2.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Cockeysville, MD
As of 2024, the percent of homes in Cockeysville, MD under the Section 8 program is 2.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Cockeysville, MD, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 185 |
Total Units Section 8 | 182 |
% Rentals under Section 8 | 2.8% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $100 | $1,530 | $1,630 |
| 2 Bedroom | $200 | $1,800 | $2,000 |
| 3 Bedroom | $270 | $2,300 | $2,570 |
| 4 Bedroom | -$120 | $3,000 | $2,880 |
Affordability — Cockeysville, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $459,000 |
| Median Household Income | $97,900 |