Mount Washington, Baltimore, MD—21209
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Washington, Baltimore, MD
As of Oct '25, the median home price in Mount Washington, Baltimore, MD is $443,000, with a year-over-year change of 4.1%. This indicates that home prices in Mount Washington, Baltimore, MD are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $443,000 | 4.1% |
| Single Family | $509,000 | 4.9% |
| Condos | $240,000 | -1.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $140,000 | -1.4% |
2 Bed | $241,000 | -2.0% |
3 Bed | $401,000 | 2.8% |
4 Bed | $579,000 | 3.9% |
| 5 Bed | $776,000 | 2.6% |
% of Housing Stock
Rental Trends — Mount Washington, Baltimore, MD
As of July '25, Rentcast reports the average rent in Mount Washington, Baltimore, MD is $1,860, with a year-over-year rent change of 6.9%. Per bedroom, the median rent as of July '25 in Mount Washington, Baltimore, MD is studios: $1,320, 1-bedrooms: $1,360, 2-bedrooms: $1,770, 3-bedrooms: $2,410, 4-bedrooms: $3,210. The most common rental property sizes in Mount Washington, Baltimore, MD are 2-bedroom and 1-bedroom, accounting for 45.4% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,550 | $1,860 |
| Studio Rent | $1,230 | $1,320 |
| 1 Bed Rent | $1,360 | $1,360 |
| 2 Bed Rent | $1,680 | $1,770 |
| 3 Bed Rent | $2,300 | $2,410 |
| 4 Bed Rent | $3,150 | $3,210 |
% of Rental Stock
Property Listings — Mount Washington, Baltimore, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Washington, Baltimore, MD is 46. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $409,000 | 26.0% |
Listing Count | 70 | 29.0% |
| Listings as % of Homes | 0.3% | 29.0% |
Days on Market | 46 | 11.0% |
Demographics — Mount Washington, Baltimore, MD
As of the latest ACS Survey released in 2023, Mount Washington, Baltimore, MD has a population of 30,800, which has increased by 9.8% over the past 5 years. Mount Washington, Baltimore, MD is a popular place for families, as children make up 30.1% of the population. The area has a highly educated workforce, with 60.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 30,800 | 9.8% |
% Under 18 | 30.1% | 22.9% |
% Seniors | 16.6% | -10.8% |
% WFH | 21.8% | 225.4% |
% w/ College Degree | 60.4% | -7.9% |
As of the latest ACS Survey released in 2023, Mount Washington, Baltimore, MD is a predominantly white area, with 66.0% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Mount Washington, Baltimore, MD is black, making up 21.0% of the population. Foreign-born residents account for 15.0% of the population in Mount Washington, Baltimore, MD, and this percentage has decreased by 13.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 66.0% | -4.5% |
% Black | 21.0% | 17.3% |
% Hispanic | 5.6% | 40.0% |
% Asian | 5.0% | -30.6% |
% Foreign Born | 15.0% | -13.3% |
Mortgage and Risk — Mount Washington, Baltimore, MD
According to HUD data as of 2023, there were 295 mortgage originations in Mount Washington, Baltimore, MD, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Mount Washington, Baltimore, MD. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 295 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Mount Washington, Baltimore, MD
As of 2024, the percent of homes in Mount Washington, Baltimore, MD under the Section 8 program is 8.0%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Mount Washington, Baltimore, MD, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 456 |
Total Units Section 8 | 432 |
% Rentals under Section 8 | 8.0% |
% Occupied Section 8 | 89.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $360 | $1,360 | $1,720 |
| 2 Bedroom | $430 | $1,680 | $2,110 |
| 3 Bedroom | $420 | $2,300 | $2,720 |
| 4 Bedroom | -$120 | $3,150 | $3,030 |
Affordability — Mount Washington, Baltimore, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $443,000 |
| Median Household Income | $87,700 |