Govans, Baltimore, MD21212

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$331,000
2.6% YoY Growth
Median Household Income
$96,800
24.5% 5-Year Growth
Days on Market
34
7.0% Longer than last year
Home Price Forecast
0.1%
Median Rent
$1,700
3.9% YoY Growth
1-Bed Rent
$1,080
19.6% YoY Growth
2-Bed Rent
$1,590
5.6% YoY Growth
3-Bed Rent
$1,980
16.3% YoY Growth

Property Listings — Govans, Baltimore, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Govans, Baltimore, MD is 34. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$309,00012.0%
Listing Count
12124.0%
Listings as % of Homes0.6%24.0%
Days on Market
347.0%
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Demographics — Govans, Baltimore, MD

As of the latest ACS Survey released in 2023, Govans, Baltimore, MD has a population of 33,400, which has remained stable by 0.2% over the past 5 years. Govans, Baltimore, MD is a moderately popular place for families, as children make up 23.9% of the population. The area has a highly educated workforce, with 55.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,4000.2%
% Under 18
23.9%-2.0%
% Seniors
16.1%8.8%
% WFH
21.8%275.9%
% w/ College Degree
55.0%4.8%
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As of the latest ACS Survey released in 2023, Govans, Baltimore, MD is a predominantly white area, with 48.6% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Govans, Baltimore, MD is black, making up 34.9% of the population. Foreign-born residents account for 8.5% of the population in Govans, Baltimore, MD, and this percentage has decreased by 14.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
48.6%-1.6%
% Black
34.9%-14.3%
% Hispanic
7.4%85.0%
% Asian
3.8%-13.6%
% Foreign Born
8.5%-14.1%
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Mortgage and Risk — Govans, Baltimore, MD

According to HUD data as of 2023, there were 572 mortgage originations in Govans, Baltimore, MD, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Govans, Baltimore, MD. Investor activity is low, as 4.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
572
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
4.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Govans, Baltimore, MD

As of 2024, the percent of homes in Govans, Baltimore, MD under the Section 8 program is 26.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Govans, Baltimore, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,273
Total Units Section 8
1,082
% Rentals under Section 8
26.7%
% Occupied Section 8
89.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$410$1,080$1,490
2 Bedroom$240$1,590$1,830
3 Bedroom$380$1,980$2,360
4 Bedroom$280$2,350$2,630

Affordability — Govans, Baltimore, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$331,000
Median Household Income$96,800

Govans, Baltimore, MD — ZIP Code Boundary Map

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Frequently Asked Questions