Carrollton Ridge, Baltimore, MD21223

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$66,000
3.2% YoY Growth
Median Household Income
$41,800
45.8% 5-Year Growth
Days on Market
61
3.0% Shorter than last year
Home Price Forecast
-1.3%
Median Rent
$1,400
0.7% YoY Growth
1-Bed Rent
$1,000
12.8% YoY Growth
2-Bed Rent
$1,350
3.8% YoY Growth
3-Bed Rent
$1,600
9.8% YoY Growth

Property Listings — Carrollton Ridge, Baltimore, MD

As of Oct '25, Realtor.com reports that the median days on market for a home in Carrollton Ridge, Baltimore, MD is 61. This is a decrease of -3.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$115,0008.0%
Listing Count
2939.0%
Listings as % of Homes2.0%9.0%
Days on Market
61-3.0%
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Demographics — Carrollton Ridge, Baltimore, MD

As of the latest ACS Survey released in 2023, Carrollton Ridge, Baltimore, MD has a population of 19,800, which has decreased by -16.0% over the past 5 years. Carrollton Ridge, Baltimore, MD is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 12.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
19,800-16.0%
% Under 18
22.6%-14.1%
% Seniors
15.3%39.1%
% WFH
13.3%195.6%
% w/ College Degree
12.4%19.2%
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As of the latest ACS Survey released in 2023, Carrollton Ridge, Baltimore, MD is a predominantly black area, with 72.7% of the population identifying as black. The black population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Carrollton Ridge, Baltimore, MD is white, making up 15.5% of the population. Foreign-born residents account for 7.5% of the population in Carrollton Ridge, Baltimore, MD, and this percentage has increased by 13.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
15.5%-5.5%
% Black
72.7%-0.4%
% Hispanic
6.6%37.5%
% Asian
1.4%-41.7%
% Foreign Born
7.5%13.6%
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Mortgage and Risk — Carrollton Ridge, Baltimore, MD

According to HUD data as of 2023, there were 132 mortgage originations in Carrollton Ridge, Baltimore, MD, of which 56.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 58.0% above 90% LTV (very high). This implies large mortgage risk in Carrollton Ridge, Baltimore, MD. Investor activity is low, as 11.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
132
% Conventional Loans
56.0%
% Government Loans
44.0%
% Investor Loans
11.0%
% Second Loans
2.0%
% Cash Out Refinance
3.0%

Loan Activity

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Rentals and Section 8 — Carrollton Ridge, Baltimore, MD

As of 2024, the percent of homes in Carrollton Ridge, Baltimore, MD under the Section 8 program is 23.7%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Carrollton Ridge, Baltimore, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
1,538
Total Units Section 8
1,293
% Rentals under Section 8
23.7%
% Occupied Section 8
89.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$430$1,000$1,430
2 Bedroom$400$1,350$1,750
3 Bedroom$670$1,600$2,270
4 Bedroom$750$1,820$2,570

Affordability — Carrollton Ridge, Baltimore, MD

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio1.8
Median Home Price$66,000
Median Household Income$41,800

Carrollton Ridge, Baltimore, MD — ZIP Code Boundary Map

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Frequently Asked Questions