Hawkins Point, MD—21226
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hawkins Point, MD
As of Oct '25, the median home price in Hawkins Point, MD is $306,000, with a year-over-year change of 2.1%. This indicates that home prices in Hawkins Point, MD are increasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $306,000 | 2.1% |
| Single Family | $303,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $131,000 | -4.4% |
3 Bed | $359,000 | 2.9% |
4 Bed | $405,000 | 1.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hawkins Point, MD
As of July '25, Rentcast reports the average rent in Hawkins Point, MD is $1,510, with a year-over-year rent change of 5.6%. Per bedroom, the median rent as of July '25 in Hawkins Point, MD is studios: $700, 1-bedrooms: $1,070, 2-bedrooms: $1,650, 3-bedrooms: $2,070, 4-bedrooms: $2,600. The most common rental property sizes in Hawkins Point, MD are 2-bedroom and 3-bedroom, accounting for 30.4% and 25.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,510 |
| Studio Rent | $700 | $700 |
| 1 Bed Rent | $1,100 | $1,070 |
| 2 Bed Rent | $1,400 | $1,650 |
| 3 Bed Rent | $2,300 | $2,070 |
| 4 Bed Rent | $2,600 | $2,600 |
% of Rental Stock
Property Listings — Hawkins Point, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Hawkins Point, MD is 51. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $159,000 | 4.0% |
Listing Count | 42 | 48.0% |
| Listings as % of Homes | 0.8% | 48.0% |
Days on Market | 51 | -23.0% |
Demographics — Hawkins Point, MD
As of the latest ACS Survey released in 2023, Hawkins Point, MD has a population of 6,590, which has increased by 5.4% over the past 5 years. Hawkins Point, MD is a moderately popular place for families, as children make up 24.9% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,590 | 5.4% |
% Under 18 | 24.9% | 11.2% |
% Seniors | 11.8% | -3.3% |
% WFH | 5.5% | 3.8% |
% w/ College Degree | 33.8% | 82.7% |
As of the latest ACS Survey released in 2023, Hawkins Point, MD is a predominantly white area, with 58.7% of the population identifying as white. The white population has shrunk by 18.8% in the last 5 years. The second most common race or ethnicity in Hawkins Point, MD is black, making up 18.2% of the population. Foreign-born residents account for 7.0% of the population in Hawkins Point, MD, and this percentage has increased by 133.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 58.7% | -18.8% |
% Black | 18.2% | -20.2% |
% Hispanic | 8.1% | 80.0% |
% Asian | 4.1% | 485.7% |
% Foreign Born | 7.0% | 133.3% |
Mortgage and Risk — Hawkins Point, MD
According to HUD data as of 2023, there were 47 mortgage originations in Hawkins Point, MD, of which 51.0% of loans were conventional mortgages. The average loan-to-value was 86.0%, with 60.0% above 90% LTV (very high). This implies large mortgage risk in Hawkins Point, MD. Investor activity is high, as 17.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 51.0% |
% Government Loans | 49.0% |
% Investor Loans | 17.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Hawkins Point, MD
As of 2024, the percent of homes in Hawkins Point, MD under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hawkins Point, MD, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.
Section 8 Market Size
Total Units under HUD | 42 |
Total Units Section 8 | 42 |
% Rentals under Section 8 | 4.4% |
% Occupied Section 8 | 84.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $390 | $1,100 | $1,490 |
| 2 Bedroom | $430 | $1,400 | $1,830 |
| 3 Bedroom | $60 | $2,300 | $2,360 |
| 4 Bedroom | $30 | $2,600 | $2,630 |
Affordability — Hawkins Point, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $306,000 |
| Median Household Income | $79,700 |