Catonsville, MD—21228
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Catonsville, MD
As of Oct '25, the median home price in Catonsville, MD is $419,000, with a year-over-year change of 1.7%. This indicates that home prices in Catonsville, MD are increasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $419,000 | 1.7% |
| Single Family | $423,000 | 1.4% |
| Condos | $278,000 | 0.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $302,000 | 1.0% |
3 Bed | $387,000 | 1.8% |
4 Bed | $503,000 | 1.2% |
| 5 Bed | $606,000 | 1.3% |
% of Housing Stock
Rental Trends — Catonsville, MD
As of July '25, Rentcast reports the average rent in Catonsville, MD is $2,080, with a year-over-year rent change of 8.9%. Per bedroom, the median rent as of July '25 in Catonsville, MD is studios: $1,120, 1-bedrooms: $1,520, 2-bedrooms: $1,980, 3-bedrooms: $2,490, 4-bedrooms: $2,790. The most common rental property sizes in Catonsville, MD are 1-bedroom and 2-bedroom, accounting for 42.7% and 35.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,080 |
| Studio Rent | $1,120 | $1,120 |
| 1 Bed Rent | $1,400 | $1,520 |
| 2 Bed Rent | $2,000 | $1,980 |
| 3 Bed Rent | $2,460 | $2,490 |
| 4 Bed Rent | $2,900 | $2,790 |
% of Rental Stock
Property Listings — Catonsville, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Catonsville, MD is 34. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $443,000 | 3.0% |
Listing Count | 115 | 44.0% |
| Listings as % of Homes | 0.3% | 44.0% |
Days on Market | 34 | 53.0% |
Demographics — Catonsville, MD
As of the latest ACS Survey released in 2023, Catonsville, MD has a population of 49,400, which has increased by 2.7% over the past 5 years. Catonsville, MD is a moderately popular place for families, as children make up 20.9% of the population. The area has a highly educated workforce, with 49.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 49,400 | 2.7% |
% Under 18 | 20.9% | 10.6% |
% Seniors | 23.2% | 20.8% |
% WFH | 18.9% | 278.0% |
% w/ College Degree | 49.8% | 6.2% |
As of the latest ACS Survey released in 2023, Catonsville, MD is a predominantly white area, with 54.9% of the population identifying as white. The white population has shrunk by 10.6% in the last 5 years. The second most common race or ethnicity in Catonsville, MD is black, making up 18.6% of the population. Foreign-born residents account for 16.5% of the population in Catonsville, MD, and this percentage has increased by 21.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 54.9% | -10.6% |
% Black | 18.6% | -7.5% |
% Hispanic | 7.4% | 34.5% |
% Asian | 13.7% | 28.0% |
% Foreign Born | 16.5% | 21.3% |
Mortgage and Risk — Catonsville, MD
According to HUD data as of 2023, there were 712 mortgage originations in Catonsville, MD, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Catonsville, MD. Investor activity is low, as 2.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 712 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Catonsville, MD
As of 2024, the percent of homes in Catonsville, MD under the Section 8 program is 6.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Catonsville, MD, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 462 |
Total Units Section 8 | 404 |
% Rentals under Section 8 | 6.8% |
% Occupied Section 8 | 90.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $130 | $1,400 | $1,530 |
| 2 Bedroom | -$130 | $2,000 | $1,870 |
| 3 Bedroom | -$50 | $2,460 | $2,410 |
| 4 Bedroom | -$210 | $2,900 | $2,690 |
Affordability — Catonsville, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $419,000 |
| Median Household Income | $108,000 |