Mount Savage, MD 21545 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Mount Savage, MD—21545

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$122,000

2.8% YoY Growth

Household Income

$59,600

32.2% YoY Growth

Days on Market

14.0% Longer YoY

Home Price Forecast

0.2%

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Mount Savage, MD

As of Dec '25, the median home price in Mount Savage, MD is $122,000, with a year-over-year change of 2.8%. This indicates that home prices in Mount Savage, MD are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$122,000	2.8%
Single Family	$122,000	0.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Mount Savage, MD

Mount Savage, MD lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

13.7%

2 Bedrooms

21.6%

3 Bedrooms

32.7%

4 Bedrooms

12.4%

5+ Bedrooms

19.6%

Property Listings — Mount Savage, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Mount Savage, MD is 56. This is a increase of 99.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$150,000	132.0%
Listing Count	7	53.0%
Listings as % of Homes	0.1%	53.0%
Days on Market	72	14.0%

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Demographics — Mount Savage, MD

As of the latest ACS Survey released in 2023, Mount Savage, MD has a population of 1,720, which has remained stable by -0.5% over the past 5 years. Mount Savage, MD is a moderately popular place for families, as children make up 17.4% of the population. The area has a poorly educated workforce, with 15.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	1,720	-0.5%
% Under 18	17.4%	26.1%
% Seniors	20.5%	10.8%
% WFH	5.3%	152.4%
% w/ College Degree	15.3%	27.5%

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As of the latest ACS Survey released in 2023, Mount Savage, MD is a predominantly white area, with 86.5% of the population identifying as white. The white population has shrunk by 12.6% in the last 5 years. The second most common race or ethnicity in Mount Savage, MD is black, making up 0.3% of the population. Foreign-born residents account for 0.4% of the population in Mount Savage, MD, and this percentage has decreased by 77.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	86.5%	-12.6%
% Black	0.3%	-40.0%
% Hispanic	0.2%	-66.7%
% Asian	0.0%	N/A
% Foreign Born	0.4%	-77.8%

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Mortgage and Risk — Mount Savage, MD

According to HUD data as of 2023, there were 26 mortgage originations in Mount Savage, MD, of which 62.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in Mount Savage, MD. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	26
% Conventional Loans	62.0%
% Government Loans	38.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Mount Savage, MD

Mount Savage, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	0.7%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$750
2 Bedroom	N/A	N/A	$930
3 Bedroom	N/A	N/A	$1,230
4 Bedroom	N/A	N/A	$1,390

Mount Savage, MD—21545

Key Metrics at a Glance

Home Price Trends — Mount Savage, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Mount Savage, MD

% of Rental Stock

Property Listings — Mount Savage, MD

Demographics — Mount Savage, MD

Race and Ethnicity

Mortgage and Risk — Mount Savage, MD

Mortgages

Rentals and Section 8 — Mount Savage, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Mount Savage, MD

Home Price to Income Ratio

Mount Savage, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Corriganville

Ellerslie

Frostburg, MD

Midlothian

Hyndman, PA

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2
Median Home Price	$122,000
Median Household Income	$59,600

Mount Savage, MD—21545

Key Metrics at a Glance

Home Price Trends — Mount Savage, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Mount Savage, MD

% of Rental Stock

Property Listings — Mount Savage, MD

Demographics — Mount Savage, MD

Race and Ethnicity

Mortgage and Risk — Mount Savage, MD

Mortgages

Rentals and Section 8 — Mount Savage, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Mount Savage, MD

Home Price to Income Ratio

Mount Savage, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Corriganville

Ellerslie

Frostburg, MD

Midlothian

Hyndman, PA

Frequently Asked Questions

What is the average home price in Mount Savage, MD 21545?

How have home prices in Mount Savage, MD 21545 changed over the past year?

What is the home price projection for Mount Savage, MD 21545?

What are the demographics of Mount Savage, MD 21545?

How long does it take homes to sell in Mount Savage, MD 21545?

What is the average rent price in Mount Savage, MD 21545?