Westernport, MD—21562
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Westernport, MD
As of Oct '25, the median home price in Westernport, MD is $80,000, with a year-over-year change of -0.3%. This indicates that home prices in Westernport, MD are flat. According to Zillow, the 1-year price projection is -2.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $80,000 | -0.3% |
| Single Family | $80,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $107,000 | 3.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Westernport, MD
Westernport, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Westernport, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Westernport, MD is 38. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $102,000 | -40.0% |
Listing Count | 8 | -3.0% |
| Listings as % of Homes | 0.5% | -3.0% |
Days on Market | 38 | -23.0% |
Demographics — Westernport, MD
As of the latest ACS Survey released in 2023, Westernport, MD has a population of 3,190, which has decreased by -2.4% over the past 5 years. Westernport, MD is a popular place for families, as children make up 27.3% of the population. The area has a poorly educated workforce, with 13.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,190 | -2.4% |
% Under 18 | 27.3% | 29.4% |
% Seniors | 19.5% | -4.4% |
% WFH | 6.2% | 933.3% |
% w/ College Degree | 13.9% | 41.8% |
As of the latest ACS Survey released in 2023, Westernport, MD is a predominantly white area, with 97.8% of the population identifying as white. The white population has shrunk by 1.1% in the last 5 years. The second most common race or ethnicity in Westernport, MD is hispanic, making up 1.5% of the population. Foreign-born residents account for 0.3% of the population in Westernport, MD, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.8% | -1.1% |
% Black | 0.4% | 100.0% |
% Hispanic | 1.5% | 650.0% |
% Asian | 0.3% | ∞% |
% Foreign Born | 0.3% | ∞% |
Mortgage and Risk — Westernport, MD
According to HUD data as of 2023, there were 33 mortgage originations in Westernport, MD, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 83.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Westernport, MD. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 33 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 6.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Westernport, MD
Westernport, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 45 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | 4.5% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | $180 | $750 | $930 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,390 |
Affordability — Westernport, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $80,000 |
| Median Household Income | $53,100 |