Cambridge, MD 21613 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Cambridge, MD—21613

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$259,000

0.4% YoY Growth

Household Income

$53,200

18.9% YoY Growth

Days on Market

15.0% Longer YoY

Home Price Forecast

2.1%

Median Rent

$1,950

1.0% YoY Growth

1-Bed Rent

$1,200

10.0% YoY Growth

2-Bed Rent

$1,660

16.0% YoY Growth

3-Bed Rent

$2,000

2.4% YoY Growth

Home Price Trends — Cambridge, MD

As of Dec '25, the median home price in Cambridge, MD is $259,000, with a year-over-year change of -0.4%. This indicates that home prices in Cambridge, MD are flat. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$259,000	-0.4%
Single Family	$255,000	-0.4%
Condos	$322,000	-0.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Cambridge, MD

As of July '25, Rentcast reports the average rent in Cambridge, MD is $1,920, with a year-over-year rent change of -1.0%. Per bedroom, the median rent as of July '25 in Cambridge, MD is 1-bedrooms: $1,170, 2-bedrooms: $1,670, 3-bedrooms: $2,050, 4-bedrooms: $2,440. The most common rental property sizes in Cambridge, MD are 2-bedroom and 1-bedroom, accounting for 47.6% and 20.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,950	$1,920
Studio Rent	N/A	N/A
1 Bed Rent	$1,200	$1,170
2 Bed Rent	$1,660	$1,670
3 Bed Rent	$2,000	$2,050
4 Bed Rent	$2,600	$2,440

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% of Rental Stock

Studio

2.1%

1 Bedroom

20.8%

2 Bedrooms

47.6%

3 Bedrooms

20.6%

4 Bedrooms

7.8%

5+ Bedrooms

1.2%

Property Listings — Cambridge, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Cambridge, MD is 75. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$315,000	10.0%
Listing Count	157	24.0%
Listings as % of Homes	1.0%	24.0%
Days on Market	79	15.0%

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Demographics — Cambridge, MD

As of the latest ACS Survey released in 2023, Cambridge, MD has a population of 18,200, which has increased by 6.2% over the past 5 years. Cambridge, MD is a moderately popular place for families, as children make up 21.1% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.

Metric	Latest Census	YoY % Change
Population	18,200	6.2%
% Under 18	21.1%	1.4%
% Seniors	22.4%	5.7%
% WFH	7.7%	133.3%
% w/ College Degree	21.3%	-7.4%

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As of the latest ACS Survey released in 2023, Cambridge, MD is a predominantly white area, with 51.9% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Cambridge, MD is black, making up 32.6% of the population. Foreign-born residents account for 3.7% of the population in Cambridge, MD, and this percentage has increased by 5.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	51.9%	-1.3%
% Black	32.6%	-11.2%
% Hispanic	6.2%	3.3%
% Asian	1.8%	28.6%
% Foreign Born	3.7%	5.7%

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Mortgage and Risk — Cambridge, MD

According to HUD data as of 2023, there were 419 mortgage originations in Cambridge, MD, of which 53.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 51.0% above 90% LTV (very high). This implies large mortgage risk in Cambridge, MD. Investor activity is low, as 5.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	419
% Conventional Loans	53.0%
% Government Loans	47.0%
% Investor Loans	5.0%
% Second Loans	5.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Cambridge, MD

Cambridge, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	904
Total Units Section 8	904
% Rentals under Section 8	N/A
% Occupied Section 8	84.2%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$300	$1,200	$900
2 Bedroom	-$540	$1,660	$1,120
3 Bedroom	-$430	$2,000	$1,570
4 Bedroom	-$720	$2,600	$1,880

Cambridge, MD—21613

Key Metrics at a Glance

Home Price Trends — Cambridge, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cambridge, MD

% of Rental Stock

Property Listings — Cambridge, MD

Demographics — Cambridge, MD

Race and Ethnicity

Mortgage and Risk — Cambridge, MD

Mortgages

Rentals and Section 8 — Cambridge, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Cambridge, MD

Home Price to Income Ratio

Cambridge, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Church Creek, MD

Church Creek, MD

Linkwood, MD

East New Market, MD

Wesley, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.5
Median Home Price	$259,000
Median Household Income	$53,200

Cambridge, MD—21613

Key Metrics at a Glance

Home Price Trends — Cambridge, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Cambridge, MD

% of Rental Stock

Property Listings — Cambridge, MD

Demographics — Cambridge, MD

Race and Ethnicity

Mortgage and Risk — Cambridge, MD

Mortgages

Rentals and Section 8 — Cambridge, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Cambridge, MD

Home Price to Income Ratio

Cambridge, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Church Creek, MD

Church Creek, MD

Linkwood, MD

East New Market, MD

Wesley, MD

Frequently Asked Questions

What is the average home price in Cambridge, MD 21613?

How have home prices in Cambridge, MD 21613 changed over the past year?

What is the home price projection for Cambridge, MD 21613?

What are the demographics of Cambridge, MD 21613?

How long does it take homes to sell in Cambridge, MD 21613?

What is the average rent price in Cambridge, MD 21613?