Federalsburg, MD—21632
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Federalsburg, MD
Federalsburg, MD lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $240,000 | 2.4% |
| Single Family | $240,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $173,000 | 1.8% |
3 Bed | $240,000 | 2.1% |
4 Bed | $269,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Federalsburg, MD
As of July '25, Rentcast reports the average rent in Federalsburg, MD is $1,880, with a year-over-year rent change of 38.2%. Per bedroom, the median rent as of July '25 in Federalsburg, MD is 3-bedrooms: $1,880. The most common rental property sizes in Federalsburg, MD are 3-bedroom and 2-bedroom, accounting for 40.5% and 35.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,880 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,880 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Federalsburg, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Federalsburg, MD is 61. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $241,000 | -16.0% |
Listing Count | 33 | 39.0% |
| Listings as % of Homes | 0.3% | 39.0% |
Days on Market | 61 | 10.0% |
Demographics — Federalsburg, MD
As of the latest ACS Survey released in 2023, Federalsburg, MD has a population of 6,230, which has increased by 2.7% over the past 5 years. Federalsburg, MD is a moderately popular place for families, as children make up 20.2% of the population. The area has a poorly educated workforce, with 12.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,230 | 2.7% |
% Under 18 | 20.2% | -29.1% |
% Seniors | 18.5% | 10.8% |
% WFH | 4.4% | 83.3% |
% w/ College Degree | 12.6% | 17.8% |
As of the latest ACS Survey released in 2023, Federalsburg, MD is a predominantly white area, with 64.6% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Federalsburg, MD is black, making up 25.0% of the population. Foreign-born residents account for 5.8% of the population in Federalsburg, MD, and this percentage has increased by 34.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 64.6% | -1.5% |
% Black | 25.0% | 0.4% |
% Hispanic | 2.9% | -60.8% |
% Asian | 1.7% | 466.7% |
% Foreign Born | 5.8% | 34.9% |
Mortgage and Risk — Federalsburg, MD
According to HUD data as of 2023, there were 47 mortgage originations in Federalsburg, MD, of which 55.0% of loans were conventional mortgages. The average loan-to-value was 79.0%, with 55.0% above 90% LTV (very high). This implies large mortgage risk in Federalsburg, MD. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 55.0% |
% Government Loans | 45.0% |
% Investor Loans | 6.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Federalsburg, MD
Federalsburg, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 121 |
Total Units Section 8 | 121 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 81.8% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | N/A | N/A | $1,190 |
| 3 Bedroom | $80 | $1,500 | $1,580 |
| 4 Bedroom | N/A | N/A | $1,990 |
Affordability — Federalsburg, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $240,000 |
| Median Household Income | $59,800 |