Henderson, MD—21640
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Henderson, MD
Henderson, MD lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $389,000 | 0.5% |
| Single Family | $388,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Henderson, MD
Henderson, MD lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Henderson, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Henderson, MD is 58. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $392,000 | -29.0% |
Listing Count | 2 | -50.0% |
| Listings as % of Homes | N/A | -50.0% |
Days on Market | 58 | -24.0% |
Demographics — Henderson, MD
As of the latest ACS Survey released in 2023, Henderson, MD has a population of 1,250, which has decreased by -13.1% over the past 5 years. Henderson, MD is a moderately popular place for families, as children make up 22.7% of the population. The area has a poorly educated workforce, with 14.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,250 | -13.1% |
% Under 18 | 22.7% | -5.4% |
% Seniors | 25.8% | 41.0% |
% WFH | 1.0% | -71.4% |
% w/ College Degree | 14.6% | 94.7% |
As of the latest ACS Survey released in 2023, Henderson, MD is a predominantly white area, with 74.7% of the population identifying as white. The white population has shrunk by 8.6% in the last 5 years. The second most common race or ethnicity in Henderson, MD is hispanic, making up 25.0% of the population. Foreign-born residents account for 12.8% of the population in Henderson, MD, and this percentage has increased by 124.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.7% | -8.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 25.0% | 83.8% |
% Asian | 0.1% | ∞% |
% Foreign Born | 12.8% | 124.6% |
Mortgage and Risk — Henderson, MD
According to HUD data as of 2023, there were 20 mortgage originations in Henderson, MD, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Henderson, MD. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 20 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Henderson, MD
Henderson, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,430 |
| 2 Bedroom | N/A | N/A | $1,750 |
| 3 Bedroom | N/A | N/A | $2,270 |
| 4 Bedroom | N/A | N/A | $2,570 |
Affordability — Henderson, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.3 |
| Median Home Price | $389,000 |
| Median Household Income | $66,000 |