Hurlock, MD—21643
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hurlock, MD
As of Oct '25, the median home price in Hurlock, MD is $268,000, with a year-over-year change of 1.7%. This indicates that home prices in Hurlock, MD are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $268,000 | 1.7% |
| Single Family | $268,000 | 1.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $271,000 | 1.9% |
4 Bed | $344,000 | 2.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hurlock, MD
As of July '25, Rentcast reports the average rent in Hurlock, MD is $2,400, with a year-over-year rent change of 60.0%. Per bedroom, the median rent as of July '25 in Hurlock, MD is 3-bedrooms: $2,400. The most common rental property sizes in Hurlock, MD are 3-bedroom and 2-bedroom, accounting for 35.7% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,400 | $2,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hurlock, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Hurlock, MD is 59. This is a increase of 69.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $320,000 | -5.0% |
Listing Count | 33 | 100.0% |
| Listings as % of Homes | 0.8% | 100.0% |
Days on Market | 59 | 69.0% |
Demographics — Hurlock, MD
As of the latest ACS Survey released in 2023, Hurlock, MD has a population of 5,180, which has decreased by -13.9% over the past 5 years. Hurlock, MD is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 10.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,180 | -13.9% |
% Under 18 | 23.8% | 4.4% |
% Seniors | 21.8% | 43.4% |
% WFH | 5.0% | 42.9% |
% w/ College Degree | 10.5% | -22.2% |
As of the latest ACS Survey released in 2023, Hurlock, MD is a predominantly white area, with 60.5% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Hurlock, MD is black, making up 28.6% of the population. Foreign-born residents account for 3.4% of the population in Hurlock, MD, and this percentage has decreased by 8.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.5% | -6.1% |
% Black | 28.6% | 7.5% |
% Hispanic | 4.0% | -16.7% |
% Asian | 0.8% | 0.0% |
% Foreign Born | 3.4% | -8.1% |
Mortgage and Risk — Hurlock, MD
According to HUD data as of 2023, there were 104 mortgage originations in Hurlock, MD, of which 57.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 43.0% above 90% LTV (very high). This implies large mortgage risk in Hurlock, MD. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 104 |
% Conventional Loans | 57.0% |
% Government Loans | 43.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Hurlock, MD
Hurlock, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 47 |
Total Units Section 8 | 47 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 85.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $990 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | -$660 | $2,400 | $1,740 |
| 4 Bedroom | N/A | N/A | $2,080 |
Affordability — Hurlock, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $268,000 |
| Median Household Income | $61,700 |