Queenstown, MD—21658
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Queenstown, MD
As of Oct '25, the median home price in Queenstown, MD is $638,000, with a year-over-year change of 3.2%. This indicates that home prices in Queenstown, MD are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $638,000 | 3.2% |
| Single Family | $640,000 | 3.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $509,000 | 2.8% |
4 Bed | $761,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Queenstown, MD
As of July '25, Rentcast reports the average rent in Queenstown, MD is $2,480, with a year-over-year rent change of 2.5%. Per bedroom, the median rent as of July '25 in Queenstown, MD is 3-bedrooms: $2,460, 4-bedrooms: $2,600. The most common rental property sizes in Queenstown, MD are 3-bedroom and 2-bedroom, accounting for 53.7% and 25.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,600 | $2,480 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,600 | $2,460 |
| 4 Bed Rent | $2,600 | $2,600 |
% of Rental Stock
Property Listings — Queenstown, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Queenstown, MD is 45. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $822,000 | -39.0% |
Listing Count | 21 | 20.0% |
| Listings as % of Homes | 1.0% | 20.0% |
Days on Market | 45 | -45.0% |
Demographics — Queenstown, MD
As of the latest ACS Survey released in 2023, Queenstown, MD has a population of 3,800, which has remained stable by -1.0% over the past 5 years. Queenstown, MD is a moderately popular place for families, as children make up 16.3% of the population. The area has a moderately educated workforce, with 42.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,800 | -1.0% |
% Under 18 | 16.3% | -15.5% |
% Seniors | 23.7% | 15.0% |
% WFH | 12.6% | 57.5% |
% w/ College Degree | 42.7% | 2.9% |
As of the latest ACS Survey released in 2023, Queenstown, MD is a predominantly white area, with 70.9% of the population identifying as white. The white population has shrunk by 13.0% in the last 5 years. The second most common race or ethnicity in Queenstown, MD is hispanic, making up 13.1% of the population. Foreign-born residents account for 9.6% of the population in Queenstown, MD, and this percentage has decreased by 5.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 70.9% | -13.0% |
% Black | 7.8% | 116.7% |
% Hispanic | 13.1% | -1.5% |
% Asian | 1.2% | 0.0% |
% Foreign Born | 9.6% | -5.0% |
Mortgage and Risk — Queenstown, MD
According to HUD data as of 2023, there were 107 mortgage originations in Queenstown, MD, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Queenstown, MD. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 107 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Queenstown, MD
Queenstown, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | 15.6% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,640 |
| 2 Bedroom | N/A | N/A | $2,010 |
| 3 Bedroom | -$10 | $2,600 | $2,590 |
| 4 Bedroom | $290 | $2,600 | $2,890 |
Affordability — Queenstown, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.3 |
| Median Home Price | $638,000 |
| Median Household Income | $132,000 |