Stevensville, MD—21666
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stevensville, MD
As of Oct '25, the median home price in Stevensville, MD is $534,000, with a year-over-year change of 2.9%. This indicates that home prices in Stevensville, MD are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $534,000 | 2.9% |
| Single Family | $538,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $391,000 | 2.4% |
3 Bed | $483,000 | 2.3% |
4 Bed | $593,000 | 1.5% |
| 5 Bed | $821,000 | 3.8% |
% of Housing Stock
Rental Trends — Stevensville, MD
As of July '25, Rentcast reports the average rent in Stevensville, MD is $2,670, with a year-over-year rent change of -5.3%. Per bedroom, the median rent as of July '25 in Stevensville, MD is studios: $2,100, 2-bedrooms: $1,750, 3-bedrooms: $2,380, 4-bedrooms: $3,350. The most common rental property sizes in Stevensville, MD are 3-bedroom and 1-bedroom, accounting for 49.6% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,400 | $2,670 |
| Studio Rent | $2,100 | $2,100 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,600 | $1,750 |
| 3 Bed Rent | $2,400 | $2,380 |
| 4 Bed Rent | $3,400 | $3,350 |
% of Rental Stock
Property Listings — Stevensville, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Stevensville, MD is 63. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $557,000 | 0.0% |
Listing Count | 118 | 63.0% |
| Listings as % of Homes | 0.7% | 63.0% |
Days on Market | 63 | 16.0% |
Demographics — Stevensville, MD
As of the latest ACS Survey released in 2023, Stevensville, MD has a population of 14,200, which has increased by 14.9% over the past 5 years. Stevensville, MD is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 42.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,200 | 14.9% |
% Under 18 | 21.0% | -6.7% |
% Seniors | 22.1% | 33.1% |
% WFH | 14.8% | 127.7% |
% w/ College Degree | 42.3% | 2.4% |
As of the latest ACS Survey released in 2023, Stevensville, MD is a predominantly white area, with 87.9% of the population identifying as white. The white population has grown by 0.2% in the last 5 years. The second most common race or ethnicity in Stevensville, MD is black, making up 3.6% of the population. Foreign-born residents account for 3.5% of the population in Stevensville, MD, and this percentage has decreased by 25.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.9% | 0.2% |
% Black | 3.6% | -33.3% |
% Hispanic | 1.8% | 0.0% |
% Asian | 1.7% | 6.2% |
% Foreign Born | 3.5% | -25.5% |
Mortgage and Risk — Stevensville, MD
According to HUD data as of 2023, there were 503 mortgage originations in Stevensville, MD, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Stevensville, MD. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 503 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Stevensville, MD
Stevensville, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 19 |
% Rentals under Section 8 | 1.6% |
% Occupied Section 8 | 91.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,010 |
| 2 Bedroom | $860 | $1,600 | $2,460 |
| 3 Bedroom | $770 | $2,400 | $3,170 |
| 4 Bedroom | $140 | $3,400 | $3,540 |
Affordability — Stevensville, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $534,000 |
| Median Household Income | $130,000 |