Tilghman, MD—21671
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tilghman, MD
As of Oct '25, the median home price in Tilghman, MD is $470,000, with a year-over-year change of 0.7%. This indicates that home prices in Tilghman, MD are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $470,000 | 0.7% |
| Single Family | $469,000 | 0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $509,000 | 1.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Tilghman, MD
As of July '25, Rentcast reports the average rent in Tilghman, MD is $3,250, with a year-over-year rent change of 80.6%. Per bedroom, the median rent as of July '25 in Tilghman, MD is 3-bedrooms: $2,750. The most common rental property sizes in Tilghman, MD are 2-bedroom and studio, accounting for 100.0% and 0.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,750 | $3,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,750 | $2,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Tilghman, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Tilghman, MD is 79. This is a increase of 59.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $580,000 | 25.0% |
Listing Count | 17 | 68.0% |
| Listings as % of Homes | 2.0% | 68.0% |
Days on Market | 79 | 59.0% |
Demographics — Tilghman, MD
As of the latest ACS Survey released in 2023, Tilghman, MD has a population of 836, which has increased by 4.6% over the past 5 years. Tilghman, MD is a less popular place for families, as children make up 12.6% of the population. The area has a poorly educated workforce, with 22.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 17.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 836 | 4.6% |
% Under 18 | 12.6% | -12.5% |
% Seniors | 31.6% | -1.2% |
% WFH | 17.5% | 1,066.7% |
% w/ College Degree | 22.4% | -27.5% |
As of the latest ACS Survey released in 2023, Tilghman, MD is a predominantly white area, with 94.5% of the population identifying as white. The white population has shrunk by 0.5% in the last 5 years. The second most common race or ethnicity in Tilghman, MD is hispanic, making up 5.1% of the population. Foreign-born residents account for 2.2% of the population in Tilghman, MD, and this percentage has decreased by 51.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | -0.5% |
% Black | 0.0% | N/A |
% Hispanic | 5.1% | 34.2% |
% Asian | 0.4% | ∞% |
% Foreign Born | 2.2% | -51.1% |
Mortgage and Risk — Tilghman, MD
According to HUD data as of 2023, there were 46 mortgage originations in Tilghman, MD, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Tilghman, MD. Investor activity is low, as 2.0% of loans were by investors. 2.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 46 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 2.0% |
% Second Loans | 24.0% |
% Cash Out Refinance | 2.0% |
Loan Activity
Rentals and Section 8 — Tilghman, MD
Tilghman, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,260 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | -$800 | $2,750 | $1,950 |
| 4 Bedroom | N/A | N/A | $2,330 |
Affordability — Tilghman, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.6 |
| Median Home Price | $470,000 |
| Median Household Income | $64,500 |