Church Creek, MD 21677 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Church Creek, MD—21677

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$483,000

7.2% YoY Growth

Household Income

$113,000

47.6% YoY Growth

Days on Market

29.0% Shorter YoY

Home Price Forecast

2.6%

Median Rent

$5,750

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Other Zip Codes in Church Creek, MD

21622

Home Price Trends — Church Creek, MD

As of Dec '25, the median home price in Church Creek, MD is $483,000, with a year-over-year change of 7.2%. This indicates that home prices in Church Creek, MD are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$483,000	7.2%
Single Family	$483,000	6.9%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Church Creek, MD

Church Creek, MD lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	$5,750	$5,750
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	$5,750	$5,750

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% of Rental Stock

3 Bedrooms

100.0%

Property Listings — Church Creek, MD

As of Dec '25, Realtor.com reports that the median days on market for a home in Church Creek, MD is 48. This is a decrease of -50.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$579,000	-48.0%
Listing Count	1	0.0%
Listings as % of Homes	1.4%	0.0%
Days on Market	81	-29.0%

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Demographics — Church Creek, MD

As of the latest ACS Survey released in 2023, Church Creek, MD has a population of 534, which has increased by 51.3% over the past 5 years. Church Creek, MD is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	534	51.3%
% Under 18	19.3%	48.5%
% Seniors	32.4%	-23.8%
% WFH	3.8%	∞%
% w/ College Degree	23.2%	-46.9%

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As of the latest ACS Survey released in 2023, Church Creek, MD is a predominantly white area, with 98.7% of the population identifying as white. The white population has grown by 0.7% in the last 5 years. The second most common race or ethnicity in Church Creek, MD is hispanic, making up 0.7% of the population. Foreign-born residents account for 1.1% of the population in Church Creek, MD, and this percentage has decreased by 45.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	98.7%	0.7%
% Black	0.4%	∞%
% Hispanic	0.7%	∞%
% Asian	0.0%	-100.0%
% Foreign Born	1.1%	-45.0%

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Mortgage and Risk — Church Creek, MD

According to HUD data as of 2023, there were 35 mortgage originations in Church Creek, MD, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 23.0% above 90% LTV (very high). This implies large mortgage risk in Church Creek, MD. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	35
% Conventional Loans	83.0%
% Government Loans	17.0%
% Investor Loans	0.0%
% Second Loans	14.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Church Creek, MD

Church Creek, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,300
2 Bedroom	N/A	N/A	$1,630
3 Bedroom	N/A	N/A	$2,280
4 Bedroom	-$3,010	$5,750	$2,740

Church Creek, MD—21677

Key Metrics at a Glance

Other Zip Codes in Church Creek, MD

Home Price Trends — Church Creek, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Church Creek, MD

% of Rental Stock

Property Listings — Church Creek, MD

Demographics — Church Creek, MD

Race and Ethnicity

Mortgage and Risk — Church Creek, MD

Mortgages

Rentals and Section 8 — Church Creek, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Church Creek, MD

Home Price to Income Ratio

Church Creek, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Church Creek, MD

Cambridge, MD

Wesley, MD

Fishing Creek, MD

Oxford, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.7
Median Home Price	$483,000
Median Household Income	$113,000

Church Creek, MD—21677

Key Metrics at a Glance

Other Zip Codes in Church Creek, MD

Home Price Trends — Church Creek, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Church Creek, MD

% of Rental Stock

Property Listings — Church Creek, MD

Demographics — Church Creek, MD

Race and Ethnicity

Mortgage and Risk — Church Creek, MD

Mortgages

Rentals and Section 8 — Church Creek, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Church Creek, MD

Home Price to Income Ratio

Church Creek, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Church Creek, MD

Cambridge, MD

Wesley, MD

Fishing Creek, MD

Oxford, MD

Frequently Asked Questions

What is the average home price in Church Creek, MD 21677?

How have home prices in Church Creek, MD 21677 changed over the past year?

What is the home price projection for Church Creek, MD 21677?

What are the demographics of Church Creek, MD 21677?

How long does it take homes to sell in Church Creek, MD 21677?

What is the average rent price in Church Creek, MD 21677?