Adamstown, MD—21710
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Adamstown, MD
As of Oct '25, the median home price in Adamstown, MD is $661,000, with a year-over-year change of 2.1%. This indicates that home prices in Adamstown, MD are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $661,000 | 2.1% |
| Single Family | $661,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $515,000 | 2.2% |
4 Bed | $698,000 | 0.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Adamstown, MD
As of July '25, Rentcast reports the average rent in Adamstown, MD is $3,250, with a year-over-year rent change of -0.9%. Per bedroom, the median rent as of July '25 in Adamstown, MD is 3-bedrooms: $2,300, 4-bedrooms: $4,200. The most common rental property sizes in Adamstown, MD are 1-bedroom and 3-bedroom, accounting for 39.2% and 23.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,300 | $3,250 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,300 | $2,300 |
| 4 Bed Rent | $4,200 | $4,200 |
% of Rental Stock
Property Listings — Adamstown, MD
As of Oct '25, Realtor.com reports that the median days on market for a home in Adamstown, MD is 127. This is a increase of 176.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $707,000 | 9.0% |
Listing Count | 19 | 113.0% |
| Listings as % of Homes | 0.3% | 113.0% |
Days on Market | 127 | 176.0% |
Demographics — Adamstown, MD
As of the latest ACS Survey released in 2023, Adamstown, MD has a population of 4,900, which has remained stable by 0.4% over the past 5 years. Adamstown, MD is a moderately popular place for families, as children make up 17.3% of the population. The area has a highly educated workforce, with 52.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,900 | 0.4% |
% Under 18 | 17.3% | -20.6% |
% Seniors | 23.8% | 11.7% |
% WFH | 27.5% | 323.1% |
% w/ College Degree | 52.6% | 12.9% |
As of the latest ACS Survey released in 2023, Adamstown, MD is a predominantly white area, with 82.0% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Adamstown, MD is black, making up 6.6% of the population. Foreign-born residents account for 7.4% of the population in Adamstown, MD, and this percentage has increased by 42.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | -5.3% |
% Black | 6.6% | 6.5% |
% Hispanic | 6.0% | 140.0% |
% Asian | 1.9% | -5.0% |
% Foreign Born | 7.4% | 42.3% |
Mortgage and Risk — Adamstown, MD
According to HUD data as of 2023, there were 72 mortgage originations in Adamstown, MD, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Adamstown, MD. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 72 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Adamstown, MD
Adamstown, MD lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,860 |
| 2 Bedroom | N/A | N/A | $2,090 |
| 3 Bedroom | $310 | $2,300 | $2,610 |
| 4 Bedroom | -$1,120 | $4,200 | $3,080 |
Affordability — Adamstown, MD
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $661,000 |
| Median Household Income | $165,000 |