Jefferson, MD 21755 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Jefferson, MD—21755

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$576,000

0.1% YoY Growth

Household Income

$135,000

24.5% YoY Growth

Days on Market

72.0% Longer YoY

Home Price Forecast

-0.9%

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Jefferson, MD

As of May '26, the median home price in Jefferson, MD is $576,000, with a year-over-year change of 0.1%. This indicates that home prices in Jefferson, MD are flat. According to Zillow, the 1-year price projection is -0.9%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$576,000	0.1%
Single Family	$582,000	0.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Jefferson, MD

Jefferson, MD lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

2 Bedrooms

56.2%

3 Bedrooms

21.9%

4 Bedrooms

20.6%

5+ Bedrooms

1.3%

Property Listings — Jefferson, MD

As of May '26, Realtor.com reports that the median days on market for a home in Jefferson, MD is 35. This is a increase of 72.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$650,000	-1.0%
Listing Count	23	27.0%
Listings as % of Homes	0.5%	27.0%
Days on Market	35	72.0%

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Demographics — Jefferson, MD

As of the latest ACS Survey released in 2023, Jefferson, MD has a population of 5,740, which has increased by 2.8% over the past 5 years. Jefferson, MD is a moderately popular place for families, as children make up 20.6% of the population. The area has a moderately educated workforce, with 42.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,740	2.8%
% Under 18	20.6%	-8.8%
% Seniors	18.8%	8.7%
% WFH	19.4%	100.0%
% w/ College Degree	42.2%	-2.1%

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As of the latest ACS Survey released in 2023, Jefferson, MD is a predominantly white area, with 75.5% of the population identifying as white. The white population has shrunk by 18.5% in the last 5 years. The second most common race or ethnicity in Jefferson, MD is hispanic, making up 16.3% of the population. Foreign-born residents account for 8.9% of the population in Jefferson, MD, and this percentage has increased by 111.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	75.5%	-18.5%
% Black	3.9%	69.6%
% Hispanic	16.3%	640.9%
% Asian	2.2%	69.2%
% Foreign Born	8.9%	111.9%

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Mortgage and Risk — Jefferson, MD

According to HUD data as of 2023, there were 174 mortgage originations in Jefferson, MD, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Jefferson, MD. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	174
% Conventional Loans	87.0%
% Government Loans	13.0%
% Investor Loans	1.0%
% Second Loans	1.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Jefferson, MD

Jefferson, MD lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	1
Total Units Section 8	1
% Rentals under Section 8	0.9%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,230
2 Bedroom	N/A	N/A	$1,390
3 Bedroom	N/A	N/A	$1,740
4 Bedroom	N/A	N/A	$2,050

Jefferson, MD—21755

Key Metrics at a Glance

Home Price Trends — Jefferson, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Jefferson, MD

% of Rental Stock

Property Listings — Jefferson, MD

Demographics — Jefferson, MD

Race and Ethnicity

Mortgage and Risk — Jefferson, MD

Mortgages

Rentals and Section 8 — Jefferson, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Jefferson, MD

Home Price to Income Ratio

Jefferson, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Burkittsville, MD

Brunswick, MD

Somerset

Middletown, MD

Point of Rocks, MD

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$576,000
Median Household Income	$135,000

Jefferson, MD—21755

Key Metrics at a Glance

Home Price Trends — Jefferson, MD

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Jefferson, MD

% of Rental Stock

Property Listings — Jefferson, MD

Demographics — Jefferson, MD

Race and Ethnicity

Mortgage and Risk — Jefferson, MD

Mortgages

Rentals and Section 8 — Jefferson, MD

Section 8 Market Size

Section 8 Opportunity

Affordability — Jefferson, MD

Home Price to Income Ratio

Jefferson, MD — ZIP Code Boundary Map

Nearby ZIP Codes

Burkittsville, MD

Brunswick, MD

Somerset

Middletown, MD

Point of Rocks, MD

Frequently Asked Questions

What is the average home price in Jefferson, MD 21755?

How have home prices in Jefferson, MD 21755 changed over the past year?

What is the home price projection for Jefferson, MD 21755?

What are the demographics of Jefferson, MD 21755?

How long does it take homes to sell in Jefferson, MD 21755?

What is the average rent price in Jefferson, MD 21755?